Dilemma

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Today I found out something I wish I hadn't.


A friend of ours has a partner who we feel is taking him for a ride and I feel sure she is about to land him an a whole lot of trouble.


The situation is- they live together along with his daughter.
He claims working and child tax credits for them as a couple.


She hasn't worked for 5 months since losing her job but she
claims she has been trying to find another job.

She told him that she was not entitled to any benefits for a period of time as she left her last job by walking out.
She has since been constantly at the doctors and we feel is she is trying to get herself signed off as sick permanently as she makes excuse after excuse as to why she cant get a job. Bad back, sprained wrist, arthritic knees, migraines- the list is endless.


Approx a months ago she told him that she was waiting to hear about getting ESA although it doesn't ring true as he says she has been for no medicals or appointments at the DSS. She has told him that she has 'done it all over the phone'. She told him she will eventually get £67 a week.


Today I was at their house and she was giving me the usual bull about 'Ive applied here and there but had no luck' etc. She went to make me a coffee and although I shouldn't have looked at it there was a bank statement of hers on the coffee table right in front of me completely open and in view. It showed a benefit being paid in to her and it had CA at the side of it.


Ive since found out that CA is for 'Carers Allowance'.


I turned the conversation to her job hunting / benefits situation and she again said she was now getting ESA. (My partner gets ESA and I know it shows as ESA on his bank statements - not CA)


I know from other things that have happened that she is a very dishonest person and now I have a dilemma-


I know she used to claim Carers Allowance for one of her children who has since gone to live with her father. Im worried that she has either never cancelled her claim since her daughter moved out, or has restarted a claim saying she has come back which is untrue.


I know I could ignore it but as I know that our friend is getting tax credits Im sure that not only is she making a fraudulent claim but also that his claim for tax credits will also be wrong as her income would be offset against it.


He thinks she is getting nothing yet and is waiting to hear about ESA.


I cant tell him Ive seen the bank statement but I know for a fact that he wont think hes claimed anything he shouldn't as he is under the impression that she has no income at all.


I also know she has taken out a Payday loan behind his back and also pawned some jewellery to pay it.


I hate benefit cheats and would report but Im so afraid its all going to end in tears for him if I do.


Any advice/opinions please.


thank you for reading.
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Comments

  • tea-bag
    tea-bag Posts: 548 Forumite
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    https://www.gov.uk/report-benefit-fraud

    She won't be the first and not the last there is loads out there BS the system all you can do is report it.
  • nannytone_2
    nannytone_2 Posts: 12,951 Forumite
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    edited 6 January 2015 at 8:00PM
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    i can understand your concern, but it really is none of your business.
    you don't KNOW anything and are just jumping to your own conclusions.
    if you are so concerned then tell her what you know and say that you intend to tell her partner if she doesn't.
    your friend won't thank you for sticky beaking in his relationship.
    have you never hear the phrase ' they always shoot the messenger'?
  • helping_hand2014
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    i can see where your coming from and the concern you might have up to a point but as others have said you dont really seem to know what she is claiming and what she is not let alone what she is entitled too . just because she might not have told her partner does not mean she is committing benefit fraud

    you have the right to report it if you feel that strongly about it but having no evidence at all that she is being fraudulent why not ask her yourself..? i mean im sure if you reported her you would not leave your name
  • swingaloo
    swingaloo Posts: 2,778 Forumite
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    The childs father now claims the carers allowance for her child, she hasn't seen her in 16 months.


    As for 'don't now anything' that is untrue and Im not jumping to conclusions. A lot of what I know has come from her partner directly to us. He just dosent know yet that she is getting any benefit at all and Im worried sick about the knock on effect for him as he is making a joint claim for tax credits.


    there is far more gone on that he has told us about but there is no point in posting any of it as its not really relevant to what Ive found out today.
  • swingaloo
    swingaloo Posts: 2,778 Forumite
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    i can see where your coming from and the concern you might have up to a point but as others have said you dont really seem to know what she is claiming and what she is not let alone what she is entitled too . just because she might not have told her partner does not mean she is committing benefit fraud

    you have the right to report it if you feel that strongly about it but having no evidence at all that she is being fraudulent why not ask her yourself..? i mean im sure if you reported her you would not leave your name



    She has frequently discussed her situation with both ourselves and her partner present. She has told him (this was certainly the case until 2 days ago) that she has no money coming in and is waiting to hear from ESA.


    She is not caring for anyone and could not get job seekers as she walked out of her last job so Im not making assumptions.
  • Marshmallow82
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    Does he not work? Maybe she's claiming carer's allowance for him
  • swingaloo
    swingaloo Posts: 2,778 Forumite
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    He works, he has never claimed benefits other than tax credits.
  • Pollycat
    Pollycat Posts: 34,765 Forumite
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    Speaking personally, I don't think you have enough hard evidence to warrant reporting her for benefit fraud. But that's just my opinion.

    You could bring the subject up with her partner/your friend but be prepared for him to take her side.
    I would only take that action if I were 100% sure of my facts - which, from what you've posted - you aren't.
  • merlin68
    merlin68 Posts: 2,405 Forumite
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    DWP do check with ca as i forgot to cancel my claim, when hubby claimed instead and they wrote straight away. Probably an old bank statement you saw as you can not claim carers allowance if someone else is getting it. Esa she will have to have a medical but they are taking up to a year to process at the moment. If shes not entitled she wont get it simples. Its not really any of your buisness to be honest.
  • AngelOfTheNorth
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    Stay out of it. You seem to have quite a confused idea of what's going on anyway, and you had no business looking at someone else's bank statement.
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