expensive car insurance

rs65

DUTR wrote: »

Before you start trying to have a go, please read fully, the T&C's also show "Minimum age 21 (except on Polo BlueGT and GTI models where the minimum age is 25)" .

I'm not sure what you are getting at. The OP is 22 and passed their test in April 14.

rs65

DUTR wrote: »

What do you mean it's an old list and for motorcycles? the * shows that motorcycles in these areas must be kept securely locke out of sight and possibly for some cars too.

I mean exactly what I said.

It is an old list.

It is/was a motorcycle rating list - not cars.

add1613

My new house is 5 min walk on the same main road there is roundabout and a pub on the way is that why i have to pay extra £350 on my insurance tomorrow i will phone them and ask.

DUTR

rs65 wrote: »

I'm not sure what you are getting at. The OP is 22 and passed their test in April 14.

I'm getting at you being dismissive to lot's I'm posting on this thread, the OP maybe 22 soon, but some cars the Polo (similar size car to his current 106) the minimum age is 25.

rs65 wrote: »

I mean exactly what I said.

It is an old list.

It is/was a motorcycle rating list - not cars.

The link cleary is titled
Car Insurance Postcode Risk List



So I'm not sure where you get motorcycle list from?

dacouch

DUTR wrote: »

What do you mean it's an old list and for motorcycles? the * shows that motorcycles in these areas must be kept securely locke out of sight and possibly for some cars too.

It's the list Aviva used to publish about ten years ago to enable brokers to calculate the premiums for Motorbike Insurance.

For a number of reasons it bore virtually no relation to the rating areas of car insurance ten years ago. With the changes in the way Insurers are no able to gather rating factors more accurately it's even less accurate especially if you through into the mix that as a general rule that more affluent areas tend to be prone to having cars stolen due to the increases in car security in the last few years.

The website you linked to just copied it from another website who had just typed up the pages from Aviva motorbike rating guide. Neither of the websites had the sense to remove the words motorbike. Although anyone who has ever used that rating guide would recognise it even without the words motorbike giving it away

harveybobbles

rs65 wrote: »

I mean exactly what I said.

It is an old list.

It is/was a motorcycle rating list - not cars.

Its for vehicle insurance. The * is for if a motorbike is to be insured at the address.

dacouch

harveybobbles wrote: »

Its for vehicle insurance. The * is for if a motorbike is to be insured at the address.

It was solely for motorbike Insurance.

The * was a requirement of Aviva that motorbikes in those postcodes must be in a locked building when the motorbike was at the home address.

One of the main rating factors of motorbikes is they have a habit of being stolen.

rs65

DUTR wrote: »

I'm getting at you being dismissive to lot's I'm posting on this thread

Have a read of the thread again.

I agreed with you that T&C's apply. Polo's do come with free insurance for 22 year olds (but not the BlueGT or GTI).

I pointed out that the rating list you linked to is for motorcycles - please see dacouch's post.

DUTR

rs65 wrote: »

Have a read of the thread again.

I agreed with you that T&C's apply. Polo's do come with free insurance for 22 year olds (but not the BlueGT or GTI).

I pointed out that the rating list you linked to is for motorcycles - please see dacouch's post.

We will have to agree to differ on the list title, as I went by the text shown in the title, whether car or bike, higher risk areas are higher risk areas, the OP said he had moved 5 mins walk, here in Brum, you can have say B8 (referal area) and then cross the A4040 and the postcode is B36 which is a group D, likewise B23 referal area cross the A452 and it's B76 group C, some of the B8 area falls into surveys of one of the highest not insured area in the country. I don't know where the OP is from but he may have oved across the line. Although it works other ways too, I pre ordered a taxi to the airport £18 then a change of plan was going from my mate's 1 mile away but in a more affluent area and the taxi price jumped to £28 if anything it was closer to the airport from his house.

ratrace

DUTR wrote: »

Not to any purchaser, T&Cs apply and usually young inexperienced drivers are excluded from the offer.

True, also the second and third year wlll be high