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A year to make a difference

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Comments

  • I am hoping to get pay out on one poll soon. please god I hope so. it will clear one of the outstanding council tax bills. I know I said I would use it to do my decorating but tbh the c/t bills are like a horrible black cloud hanging over me
    I have ordered all three of my credit reports.be interesting to see what is on there


    not much more to say atm. all a bit boring
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    One council tax bill paid off. Thank god.
    Cashed out on one poll finally so that is going towards wallpaper for girls bedroom.
    Have just painted some of the room with some old paint I found. Its looking better already.
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    Well its been a while
    Not much to report really
    Nearly paid off the council tax bill
    had a bill from my sons old nursery provider. offered them £1 a week and that's all I am paying.
    Paying CLC at a £1 a week but must get a true figure of what is owing
    have budgeted some money to get the decorating done and dusted next month
    nothing riveting happening here but need to update my signature
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    Eek. Well over a year since i posted. Aim is still the same. Need to change my signature.
    Still working hard to sort my credit report. I am now working full time since June last year. Love my job. I have just got a car on finance and i am keeping up payments and just recently got a credit card. And a catalogue. I am going to pay full amounts each and every month and look at getting some negative information of my report.
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    Sorting my credit file is a mammouth task. I have so many outstanding debt with Lowell that i am using the three letter system to get them zeroed then removed. It worked for me last year but then things happened and i didnt do the rest. I have about 8 debts and have wrote to them about three at present.
    Its basically a letter stating that i am not contractually obliged to pay them anything. Please i dont want anyone telling me this system does not work cos its tried and tested and worked for me. I successfully got the debt zereod.
    Anyhoo a little at a time.
    As previously mentioned i will pay my catalogue car and credit card on time every month. This will go some way to helping it improve.

    Looking at moving too. Just put a housing form in to be closer to work. Might be in for a wait but getting myself registered is all i can do at te moment.
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    Two letters today from lowell who ate debt collector. They have written of what i owe. Yippee. Thats £415 wiped off just by sending one letter. Awaitibg decisions on the others

    Will update soon.
    Son is wide awake boooo
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    Soooo todays been a good day. Been working as an agency worker for 10 months at a company and today got the news that they are taking me on as a permenant employee. I am so excited and cannot wait to get stuck in.

    My mum has borrowed me some money to get my son a bed. He was in a toddler bed and needed a bigger bed. Plenty of overtime coming in May so should get that paid relatively quickly.

    Was looking forward to doing a car boot but this weather is rubbish. Desperately need to clear the shed ready for summer. Unsure whether to stay here or move at the moment. No rush really.

    Still debt busting. Paying my car regularly and on time.

    Happy days
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Glad to see you are back and making some progress. Keep up the good work!
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • FIGHTER
    FIGHTER Posts: 63 Forumite
    So as of May 1st i am a full time permenant contracted employee.
    I am off tomorrow as its my birthday.
    Daughter has a school trip coming up in June. I have paid it off but the list of things they need is excessive imo.
    Managed to get another debt written off.
    Be interesting next month to see how this changes my credit report.
    Not much to report at the moment. Just keep popping in to make sure i stay on track
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