A year to make a difference

FIGHTER

Hi all

I've joined because I am looking at ways to top up my income and get so.e savings in place.
My credit isn't brilliant but I am working on that.
I currently have a doorstep loan with clc finance. They have called today to offer me more but I turned it down. I owe £70 and once that is gone that is it.
My credit report is rubbish due to problems a few year back so I am steering clear of any credit and concentrating on creating a healthy saving pot.

I do one poll and I am looking into other sites to help.
Any other suggestions are welcome
I am registered to do the cpunts at elections and I did one last year which was actually quite enjoyable. Met some nice people.

I have three children and keen to get into meal planning and any ideas for keeping tjem occupied in the school holidays.

I will pop in regularly.

Thanks

FIGHTER

Just checked my online rent statement and I'm in arrears. It isn't too bad as I am due a housing benefit payment tomorrow so it will leave me in arrears of £21.29
Yes it isn't a great deal but its my rent and I prefer not to have anything outstanding. So I will see what I have avaliable after doing the food shop tomorrow. Hopefully I can clear it.

Got two outstanding council tax bills also.
One is for £120 the other £112
Both should be cleared by end of February as on a payment plan

Water rates are coming directly from benefits. Lost my job before Christmas so it's been a pain trying to get straight with everything.
Tumble dryer blew up before xmas also. It's been a nightmarevwith three kids and the rubbish weather.

Won't be ordering my credit report this year. I get it every year so I know what is on it. Hopefully just leaving well alone should get rid of all tje searches and sort it a bit better.

Have started looking for another job so fingers crossed i find something very soon.
In the meantime I have alot of personal things to tale care off particularly relationship wise but I won't bore people with that

So once I get this rent and council tax sorted its full steam ahead with savings.
Although I will stick to my PAD even if its just £0.10p a day:)

FIGHTER

As boring as this diary is I feel that personally it will keep me on track so I am going to try and post something every day
So I have paid the rent but not been shopping yet so don't know if I can pay anything off the arrears.
Better round the children up

Paper_Doll

Good Luck! Sometimes you just have to write things down to put it all in perspective. Fingers crossed for you on the job front!

FIGHTER

Well I have paid £4.77 off the arrears which leaves £16.52p. Hopefully clear that next week. Just been sorting the house. I love xmas but the garden was full of cardbpard boxes and binliners I couldn't squeeze in the bin so tip run no1 done. I'm a bit ocd I'm very much if you don't need it or use it get rid.
So once I'm on an even keel with rent I can work on getting this council tax sorted.

FIGHTER

Just made another tenner selling some old curtains.
Forgot to mention that I owe childcare fees for my son when I was working
The balance outstanding is £433.63 and I'm paying £20 a week to clear it. Hopefully can up the payment when I clear council tax and rent.
Need to clear shed. And sort out tools. Also look for other stuff to sell. Every penny counts this year to reach my target.
I am also doing race 4 life this year. Did it last year and loved it.

FIGHTER

Lazy Sunday.
Not much to report. its my grandmas funeral tomorrow so I am largely concentrating on getting through that
just a £1payment to the savings account today

cazzyd

good luck with your journey fighter.

I'm sorry for your loss

FIGHTER

cazzyd wrote: »

good luck with your journey fighter.

I'm sorry for your loss

I feel my diary is a bit of a bore but if it keeps me motivated then thats only a good thing.
Really looking forward to this year. Got alot of things planned so all being well my diary may become a bit more exciting.

FIGHTER

Bern a long day. Didn't sleep at all last night thinking about my grans funeral today. I managed to get 3 hours earlier bit I seriously need more but I have a 3 year old whose sleep patterns are so out of sorts I don't know how to put them right .

£6.52 In rent arrears now. I know its not much but believe me my landlord would kick my door in to get it. Will pay it tomorrow I need to move some money around in some accounts.

At the moment I am making a PAD to my savings bit I'm thinking to make a PAD to my council tax bill instead. I'm sure they will love the odd 50p here amd the odd £1 there
Cannot wait to clear them.
Hopefully next time I'm on I would have gotten some needed sleep and feel better.

chevalier

Welcome to the boards. Well done on realising that you need to get yourself sorted. I really hope that you get something workwise, now that xmas and new year are out of the way. What line of work are you in? There maybe someone on here who can help you tweek a cv.

chev