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Should I remind tradesman to cash my cheque?

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  • DRP
    DRP Posts: 4,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As well as being the 'right' thing to do, I would call him anyway as I hate having loose ends like an uncashed cheque.

    It wouldn't be totally altruistic - as others have pointed out, you may wish to use him in the future.
  • manda1205
    manda1205 Posts: 2,366 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 7 January 2015 at 3:15PM
    I would remind him, as others have said, he could be mad busy, not had time to pay them in yet, or worse its stuck inside a folder of paperwork and he's not even realised its in there yet.
    On the flip side, my self employed dad got paid by a cheque last Christmas, my mum didn't do any paying in until the new year, purely because is Christmas, she had better things to be doing. Anyway, paid in this cheque, it bounced, business accounts get charged for this! Bank asked if dad wanted to try again, so he said yes, try once more, bank did, it bounced again. So dad rang the woman, she said it was his fault, the money was in there before Christmas when she paid him, so its his fault she's spent the money now!!!! Long story short, he got cash from her in the end, and got her to pay his charges, which amounted to nearly £50. If you don't remind him, at least make sure you always leave that amount in your account.
  • pollypenny
    pollypenny Posts: 29,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fujiko wrote: »
    Of course you're right, good reliable tradesmen are like gold dust so it is very much in the customer's interest to build a good relationship which in my book means paying the bill as soon as it is received. However, I am rather surprised that cheques are still the usual way of paying, especially as I am sure they are on their way out. I find many tradesmen carry a card machine so that you can pay immediately by debit or credit card. Also, the larger firms seem now to have their bank account details on their bill so that payment can be made over the internet. Much simpler for everyone.
    Incidentally, I was amused by young tradesmen preferring cheques to cash. I think some still prefer cash so that nothing goes through the books!



    Our tradesmen are clearly particularly honest, then. I did teach most of the in fact. :D
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
  • Judi11
    Judi11 Posts: 16 Forumite
    Eighth Anniversary Combo Breaker
    As already said above, you have done everything you can and paid the tradesman. If this tradesman has received a cheque, and not yet banked it, then that is his error, not yours. When we receive cheques, which are a bit of a pain, and pay charges (as a small business), I still do this usually within the same week, as we have our own sub contractors to pay.

    Wait for a few more months and if he doesn't bank it then the money is yours. More fool him, if he was really good :o(
  • jayyar66 wrote: »
    Given that so many people have problems finding good tradesmen they can trust, I'm completely shocked at the "it's his problem" attitude of some of the previous posters. As a self employed tradesman, I take great pride in the good working relationships that I have with all my customers, relationships that I have taken great care to nurture over the years. Please don't forget that in order to achieve this kind of working relationship, it is incumbent on both parties to make an effort.



    I agree entirely. He did a good job and will do so next time you need to call on him. He might even give you a lower quote!
    :T
  • mchale
    mchale Posts: 1,886 Forumite
    Judi11 wrote: »
    As already said above, you have done everything you can and paid the tradesman. If this tradesman has received a cheque, and not yet banked it, then that is his error, not yours. When we receive cheques, which are a bit of a pain, and pay charges (as a small business), I still do this usually within the same week, as we have our own sub contractors to pay.

    Wait for a few more months and if he doesn't bank it then the money is yours. More fool him, if he was really good :o(

    In other words con a honest trades person out of his earnings :eek: :eek:
    ANURADHA KOIRALA ??? go on throw it in google.
  • A quick reminder text costs a few pennies and a few seconds of time - he did a good job and you owe the money - plus, it's so much better to have a clear conscience. I think it's posted here as a MMD just to gauge reaction, the OP already knows the right answer..
  • Yes. You should remind the tradesman to cash the cheque.
    You obviously have. Conscience otherwise you wouldn't be asking yourself the question.

    His personal circumstance may have had a hiccup so here may be a delay in him cashing other cheques as well, which is bad news for him! However he may also have misplaced dither cheque and not yet reconciled his accounts so wouldn't have found the anomaly.

    It's a nice caring thing to remind him, especially if the job was well done. How would you feel if you needed another job and he was the ideal person to do it, but you heading reminded him to cash the cheque ! You may well have to find another person and get a poorer quality if work.
  • I think you would feel better if you reminded him as it is obviously worrying you. On a slightly different note I paid for an Indian takeaway by card over the phone several months ago. It was a delicious meal but the restaurant never put through the payment so it has never come out of my bank account.

    Think I am going to have to pop in and tell them because, like you, I don't feel comfortable about it.
  • It's nice to be nice. You tend to have more friends and live a happier life.

    What a great way of putting it. I'm going to remind myself of this more often :)
    Worrying won't stop bad stuff from happening, it just stops you from enjoying the good.
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