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The 'I'm less money-idiot more money-savvy' Diary

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  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Beannie. My DS is back from camp and seems to have enjoyed it! He can hardly walk though!


    Feeling a bit fed up tonight - I guess its the back to work feeling. I had so much to do this week in the house and really haven't done much at all! Garden was a no no today as it has rained all day!!! Spend too much time thinking and planning and I guess my impatient self was shouting at me today!!! - wishing I could do all the things I want in the house and garden but knowing it will have to wait until next year!!!


    I was thinking about whether to slow down a little and pay the debt over the 14 months of the 0% period rather than struggle to pay it off in total this year - giving me a little more money to do bits in the house - then I flip back into 'I just want it gone asap!'


    Too much time naval gazing today I think!!!


    Ended up having a big row with DD2 - over a meal! She came in from work asking what's for tea - I said I was doing chicken stir fry with the rest of the YS chicken from yesterday - she said she didn't want that so I said I would do pasta with chicken and chorizo but she came into kitchen while I was adding the onion! and she went mental saying she wouldn't eat it - she would make something else! Result was DS had a strop because I had made pasta and not stir fry! so neither of them had tea!!!! She just thinks she can do whatever she likes and doesn't;t understand the impact it has on the others! Is it wrong to want her to move out? I feel such a rubbish mum but she's 22 and I'm sick of her attitude!!! ok Rant over!!!!!
  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It must be very difficult when you have young people of different ages in the mix.
    Rather you than me.
    I at least only have one to worry about.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes I can't force a 22 year old to eat what she doesn't want however she does need to think about the impact on a 12 year old who's just started wanting to have more control over what he does - he doesn't see why he should have to eat something if she doesn't! Its not just about the dinner tonight though - its her total lack of consideration about everything!!! Just get fed up about it sometimes!
  • It hasn't put me off, I just have days awol!

    What is naval gazing? Is it exactly what it says?

    Early to bed for me tonight school starts again tomorrow!
    new challenge?
    £1 a day for Christmas 2024 £367 / £366 ~
    Got married 24/05/19 ~ Credit Card
    DFW Nerd #1155 ~
    LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £0
  • ampersand
    ampersand Posts: 9,688 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    judi, why on Earth would you mind whether or not, or with what opinion, people read your Thread?
    The readers you have are all the evidence you need. Without this, Martin's wonderful site, you'd have none.

    The moment you typed that little worry worm, it was excised and gone - which I think you know. Setting it down here has disposed of it very simply.

    If all the muck and murk in our world could be so dealt with - written out, articulated - we would be in a better place, lit. and fig. This reduces closely enough to the old maxims of 'Jaw jaw, not War! War!' and 'Only connect' and 'Speaking out, not hitting out', the latter often revealing frustrated lack of articulate speech and vocabulary, most commonly applied to males.

    That brings us neatly back to the Boy Thing and spot-on Celia:-)
    #
    Fast forward 2 decades: DS is having a hard time with one of judi's DGC's. Either with DGS, or DGD, who has bolted to Nana's in fury/stampies/upchucks/storm-outs.
    In despair, worn-out, worn-down, DS and partner, parents of this lovely adolescent, come to retrieve. They've tried everything....over and over again.

    Nana judi has said 'Leave it a bit. We're fine, not unlike a certain someone I remember, smiley smiley... Pop over later/ give it a day/let x stay till the weekend. Come over in time for tea.'

    This happens.

    In the manner of 'Special, just for us', Nana judi brings out this[and prev.] Thread, which she printed out years before, and has kept over the years.

    DS chips in, remembering with absolute clarity that special time afternoon, brings it alive again as everyone has cuppa and [more than]one of Nana's gorgeous h-m cakes, in the baking AND DECORATING of which DGC has had a strong hand.....:-)

    It may happen. It may not. This Thread offers another way.

    judi, you are building this steadily every day now, bumps and all, and some may be lurking burgers:
    BUT...........who wants bland? THAT'S not real life!

    It's been a pretty good half-term week, hasn't it?
    Bet you can remember recent others you wouldn't hold a candle to for comparison.

    No bill horror, post-madspend, no desperation juggling, no sameoldsameold cycle this time. I think this is distant enough in your changed mindset now for you to easily ask and answer yourself, straightforwardly and simply, now:
    'What WAS that carp all about?'
    #
    Sweet dreams and pink ice-creams:-) as I return to catch-up watch my little country's wipe-out of albion with G.Boycott's Mam's sticks-o'rhubarb.

    judi's team are up for same in 20-ish mins on R5X. Unthinkable only a short time ago:-)

    Parallels, anyone?
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, it is difficult with the twenty~somethings.
    I sometimes am driven to absolute distraction with my DS & his GF :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ampersand
    ampersand Posts: 9,688 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Okay judi, while & pontificated on #276, you were having #272. which we rule through with a line of :D:D:D:D:D:D:D:D:D:D:D:D:D:D:D.
    Famberley fumble-ry.
    #
    'Too much time navel gazing today I think!!!' - on that topic,agreed, but so what? Next, you picked yourself up on this, but immediately resumed!

    Drop it. I'd get rid of the overdraft, but as I've always refused CC's, my opinion is worth no more than anyone else's.
    It's yours that carries the weight.

    Good camp for DS is great news.
    dd - what's for tea?
    judi - lovely chicken stirfry.
    dd - yuk. I'm not eating that carp.
    judi - make yourself sthg after I've finished here/some toast, but clean up afterwards. How was work? Rough today?.


    End of.

    Tha family meal is the family meal, not compulsory, but menu fixe and no need to over-detail.

    Wouldn't mind some myself:) - and Scotland have just won the toss![your team too b-l, of course:-)]
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Always welcome for chicken stir fry followed by cake at chez Judi &!:)


    I probably didn't handle the DD2 and DS meal thing very well tonight - ah well they both ended up with YS garlic bread and wont starve!! - need to have a rational discussion with DD2 about situations such as these to minimise the drama!

    Loved the articulation of my possible future with my potential grand children!!! (just not yet!!!) :eek:

    It has been a great half term - I guess my yuk feeling tonight is that it has been so much fun that not a lot has actually got done except have fun!!! - but as the Reverend Mother pointed out tonight it is only 5 weeks or so until Easter and she has enforced a weeks leave on me so she can go to Scotland to visit her mummy (95 and still going strong! - if a bit muddled! must run in the family! :D) - I had planned to take a couple of days off but now have to try to get a full week! - I will do less out and more at home I think - will try and get the garden sorted then! (I could really do with a man and a chainsaw for a day! put that in the sales and wants ads! :eek:)


    And no I am not the least but perturbed if people don't want to read the reflective stuff - I am tracking real life not a soap opera in this thread! its good and bad, happy and sad, positive and negative! Its my journey join me, join in, or not - its not compulsory! But might be enjoyable!!!
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What is naval gazing? Is it exactly what it says?


    Omphaloskepsis is contemplation of one's navel as an aid to meditation./COLOR][/SIZE][SIZE=2][COLOR=#0066cc]1[/COLOR][/SIZE][SIZE=2][COLOR=#0066cc
    The word comes from Greek omphalos (navel) + skepsis (act of looking, examination)./COLOR][/SIZE][SIZE=2][COLOR=#0066cc]1[/COLOR][/SIZE][SIZE=2][COLOR=#0066cc
    Actual use of the practice as an aid to contemplation of basic principles of the cosmos and human nature is found in the practice of yoga of Hinduism and sometimes in the Eastern Orthodox Church./COLOR][/SIZE][SIZE=2][COLOR=#0066cc]2[/COLOR][/SIZE][SIZE=2][COLOR=#0066cc Some consider the navel to be "a powerful chakra of the body"./COLOR][/SIZE][SIZE=2][COLOR=#0066cc]3[/COLOR][/SIZE][SIZE=2][COLOR=#0066cc/COLOR][/SIZE][SIZE=2][COLOR=#0066cc]4[/COLOR][/SIZE][SIZE=2][COLOR=#0066cc
    However, phrases such as "contemplating one's navel" or "navel-gazing" are frequently used, usually in jocular fashion, to refer to self-absorbed pursuits


    Now I could impress you and tell you I was absorbed in some kind of spiritual meditation focusing on realigning my chakras - but really I have just been a bit self absorbed!!!:rotfl:
  • ampersand
    ampersand Posts: 9,688 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    'need to have a rational discussion with DD2 about situations such as these to minimise the drama!'

    Just before & heads>hwb , judi . BUT NOT NOW, knowing as we do that uppercase =good shouting.

    Been and gone, forgotten, don't resurrect.....as Celia says, not just to teenage sons.

    Bonne nuit.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


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