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Elite 2015#1

1946947949951952995

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  • silvercar
    silvercar Posts: 49,653 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    gocat wrote: »
    Far from an expert in these things but wondering if your son has tried to renegotiate with the lending people? Maybe if they knew your son was looking to transfer the mortgage elsewhere, they might give a offer a more favourable interest rate.

    They won't renegotiate an existing deal, but they will tell you what other deals they can offer you. Useful because there will be no legal costs or valuation fee if you stay with the same lender.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • tbw
    tbw Posts: 5,137 Forumite
    22 items (9 different) on your bill qualify for comparisonASDALogoWhite.gifTesco+£25.48CheaperSignBlue.gif 0.1 x ASDA Mushrooms by Weight per kg£0.26£0.26
    1 x ASDA Chosen by You Home Baking Sultanas (500g)£1.54£1.54
    1 x ASDA Chosen by You Home Baking Seedless Raisins (5...£1.54£1.54
    2 x Sun-Maid California Raisins (500g)£6.90£5.58
    1 x Kellogg's Corn Flakes (500g)£1.80£1.75
    1 x ASDA Chosen by You Redcurrant Jelly (227g)£0.57N/A
    1 x ASDA Extra Special Smoked Bacon Lardons (180g)£2.28N/A
    1 x ASDA Chosen by You Blue Stilton (100g)£1.30£0.70
    3 x ASDA Strong & Absorbent Extra Long Kitchen Towels ...£6.00£4.05
    2 x ASDA Chosen by You Carver Ham (250g)£5.00£2.94
    10 x Udi's Gluten Free Strawberry Toaster Pastries (5x5...£29.50£10.00
    Comparison total (compared products only)£53.84£28.36

    CC collected at 4.15pm today - Carver ham still working but not the Lardons. No udis in stock and some very odd subs - even the staff member couldn'i quite understand the logic with those.
    ELITE 5:2
    # 42
    11st2lbs down to 9st2lbs - another 5lbs gone due to alcohol abuse (head down toilet syndrome)
  • fernie1
    fernie1 Posts: 1,127 Forumite
    Hi everyone :hello:
    Can I ask if anyone knows about eBay? If I list a item that's large for collection only, if it sells do the charges for selling on eBay still apply?
    Thanks fernie
  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,471 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    76rosie wrote: »
    hello all,

    going to try and catch up on today's post.

    had a very s*** day at work. the usual story with my evil hideous boss.

    went to docs who increased the dose for my anti depressants. cant carry on with situation.

    going to update my cv. very hard to write about yourself when you feel exhausted.

    Have thought about options. Can't see it being long before doc is signing me off sick.

    doctor has told me to meditate as blood pressure is also sky high.

    just really updating you as feeling tired is the reason for me being quiet.

    I'm sorry work and life are so crap for you at the moment :(

    I'd say to do what I'm doing and just quit anyway but I get that this isn't an option for most people.

    I hope things start to look better soon x
    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • Is there any reason no one has done a JF shop recently? It looks like it will still work with the pink poo :huh:

    All the pink poo is in my garage :D None in store :(
  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    Nannylala wrote: »
    The temperature as really plummeted this evening and I have to go out:eek:to the local pub for a Birthday meal with friends ,but needs must and I have to put in an appearance.A warm outfit and a pre drink before I go should sort me out;)

    Enjoy your night out Nannylala :)
  • wookeyhole1
    wookeyhole1 Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    tbw wrote: »
    22 items (9 different) on your bill qualify for comparisonASDALogoWhite.gifTesco+£25.48CheaperSignBlue.gif 0.1 x ASDA Mushrooms by Weight per kg£0.26£0.26
    1 x ASDA Chosen by You Home Baking Sultanas (500g)£1.54£1.54
    1 x ASDA Chosen by You Home Baking Seedless Raisins (5...£1.54£1.54
    2 x Sun-Maid California Raisins (500g)£6.90£5.58
    1 x Kellogg's Corn Flakes (500g)£1.80£1.75
    1 x ASDA Chosen by You Redcurrant Jelly (227g)£0.57N/A
    1 x ASDA Extra Special Smoked Bacon Lardons (180g)£2.28N/A
    1 x ASDA Chosen by You Blue Stilton (100g)£1.30£0.70
    3 x ASDA Strong & Absorbent Extra Long Kitchen Towels ...£6.00£4.05
    2 x ASDA Chosen by You Carver Ham (250g)£5.00£2.94
    10 x Udi's Gluten Free Strawberry Toaster Pastries (5x5...£29.50£10.00
    Comparison total (compared products only)£53.84£28.36

    CC collected at 4.15pm today - Carver ham still working but not the Lardons. No udis in stock and some very odd subs - even the staff member couldn'i quite understand the logic with those.
    hi, was the ham 2 for £4 on your receipt? thanks
  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,471 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Nannylala wrote: »
    Ohh QOC you really are on countdown now 2 more days:)are they giving you a leaving do when you go and maybe a carrige clock for years of service;)Seriously though I hope your last couple of days are not too stressful for you :A

    My leaving do is a week later because there are people there who complained that it was the wrong side of payday. Can't blame them I suppose, with christmas as well as them not being at all MSE :rotfl:
    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • Chrisv
    Chrisv Posts: 5,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    underperky wrote: »
    Thank you very much ...so easy when someone shows you how:T:T

    You're welcome perky - I like pictures too :)
  • springdreams
    springdreams Posts: 3,623 Forumite
    Rampant Recycler Car Insurance Carver! Home Insurance Hacker! Xmas Saver!
    fernie1 wrote: »
    Hi everyone :hello:
    Can I ask if anyone knows about eBay? If I list a item that's large for collection only, if it sells do the charges for selling on eBay still apply?
    Thanks fernie

    Yes the charges still apply as they are the fees you pay for using the eBay marketplace to sell your item. Method of delivery will not affect this.

    You can avoid paying Paypal fees though if you get the buyer to pay you cash on collection. In fact this is advisable as if they pay you using Paypal, not only do you have to pay Paypal fees, but there is a risk that they could claim not to have received the goods (which you cannot prove they did if they collected them) and ask Paypal for a refund. If you can't prove that you sent the goods to the buyer using a trackable postage method then Paypal will refund the buyer.
    squeaky wrote: »
    Smiles are as perfect a gift as hugs...
    ..one size fits all... and nobody minds if you give it back.
    ☆.。.:*・° Housework is so much easier without the clutter ☆.。.:*・°
    SPC No. 518
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