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The 'Extra Payment Every Week' Thread 2015

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  • Another £75.00 for me this week :)
  • I would like to join you all in my first challenge even though I have been a long term lurker on the forum. You will see from my credit card balances below that I like to round my payments up so I will now transfer the odd balance in my bank account every Friday. (I will need to make sure my account stays in credit to do this though!!)
    Dare2dream
    CC1 £2970 0%, CC2 £233.61 6.9% APR, CC3 £1550 0% CC4 £3704.46 0%
    £7.79/£87.41total




  • Welcome Dare2dream. There are 15 Fridays left this year (though the last one is Christmas Day :eek:) - plenty of opportunity for extra payments there! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Thanks. I might need to miss Xmas day out although I've a feeling this might become addictive!
    I've applied for an hsbc card to do a balance transfer for CC 2 so that all my debt is at 0%. My only problem is that I have done so many balance transfers from cc to cc that I have no idea what portion of each debt is due to expire first so it is hard to know what debt to concentrate on clearing first. I guess I should phone the cc companies to see if they can tell me when each deal expires and how much it applies to.
    Dare2dream
    CC1 £2970 0%, CC2 £233.61 6.9% APR, CC3 £1550 0% CC4 £3704.46 0%
    £7.79/£87.41total




  • Hope78
    Hope78 Posts: 755 Forumite
    £30 this week :-)
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello :wave:

    Had a couple of nightmare weeks, but back up and running now. Made an overpayment of £400.00 today and gave DH a stern talking to as the debt continues to increase, despite my best efforts *sigh*
  • MeandO
    MeandO Posts: 3,228 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    £157.99 overpayment to the loan today from my little business earnings. First OP I've made in a while, so feels good to be back on track. :D

    xx
    Mortgage @ 03/2019: £125,000, Now: £51,956.86
    Mortgage OP’s: £20,691.73
    Remaining 10% OP allowance 2025: £1327.55
  • £15 for me today, making my Bcard balance just £150 :j. Can't wait until it's gone!!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • It's a small start but I've made my first extra payment of £6.31 to CC2:).
    Dare2dream
    CC1 £2970 0%, CC2 £233.61 6.9% APR, CC3 £1550 0% CC4 £3704.46 0%
    £7.79/£87.41total




  • Dizzy_Imp wrote: »
    Hello :wave:

    Had a couple of nightmare weeks, but back up and running now. Made an overpayment of £400.00 today and gave DH a stern talking to as the debt continues to increase, despite my best efforts *sigh*

    Dizzy imp you have my sympathies I have one of those..... the moment I take my eye off the money ball ....:0

    Overpayment this week £75.90
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