The 'Extra Payment Every Week' Thread 2015

havecourageandbekind

Another early payment made this week, for £40, to my Halifax credit card. Hopefully have this all paid off in the next few months!

Digging_2

1st week of this challenge. Paid £9.00 extra off a credit card to bring it down to a nice round number.

*snow*white*

Digging wrote: »

1st week of this challenge. Paid £9.00 extra off a credit card to bring it down to a nice round number.

Well done :T it gets quite addictive wanting to round things down but it all helps.

Digging_2

I like round numbers Snow White. I had paid the 34p off last month to get the round £9. But then there was the odd £9.

please-let-me-be-lucky

A cautious £15 for me today. Haven't spent as much as I thought we would have in the first week of the school holidays thanks to dry days, but 5 days of rain forecast now so that will make things more expensive!

*snow*white*

Had a great result this week which has spurred me on no end.

Had time to check paper work and saw that our contents insurance was in fact buildings insurance, we are housing association, I even queried if it was the right insurance recently when at a bank appt. Well a quick phone call and popped into branch with our tenancy agreement and refunded just over 3 yrs worth at £426 :beer:

This brought us out of the OD to start August which was my aim for this month. I paid off the £180 balance of my small cc and upped the dd on another card with what I was paying to the £180. Put £40 to the emergency fund and made over payments on N*xt, loan and other cc bringing them to nice round numbers.

Have also freed up £60 per month by reducing our household bills.

I don't expect to be able to make such changes to our finances every month but am looking at the outgoings with much more thought to their impact now. Did not splash out with the refund and putting it to productive use felt good. :T :j

Happy Saturday everyone :cool:

Digging_2

*snow*white* wrote: »

Had a great result this week which has spurred me on no end.

Had time to check paper work and saw that our contents insurance was in fact buildings insurance, we are housing association, I even queried if it was the right insurance recently when at a bank appt. Well a quick phone call and popped into branch with our tenancy agreement and refunded just over 3 yrs worth at £426 :beer:

This brought us out of the OD to start August which was my aim for this month. I paid off the £180 balance of my small cc and upped the dd on another card with what I was paying to the £180. Put £40 to the emergency fund and made over payments on N*xt, loan and other cc bringing them to nice round numbers.

Have also freed up £60 per month by reducing our household bills.

I don't expect to be able to make such changes to our finances every month but am looking at the outgoings with much more thought to their impact now. Did not splash out with the refund and putting it to productive use felt good. :T :j

Happy Saturday everyone :cool:

What a fab refund! Well done for putting it towards debts too :T.

Digging_2

FlacosFloozie wrote: »

This week £15 off an online grocery shop has gone to the emergency fund and £5 bank account reward to the deposit fund.

Such a simple idea but brilliant! My £5 bank account reward just stays in the account it arrives in. I'm going to start to save it in my deposit fund too. :j

Picklepot

Brilliant Debt busting going on here!


Extra £25.00 to CC today. Feels so good to be throwing as much as I can at this card every week until its gone! Its a long haul yet, so its great to have like minded people on here. Thanks !

scotmumof3

£20 paid to the cc for me