The Jumbo-normous January NSD Challenge!

marmiterulesok

Wooftastic wrote: »

Morning!

Please can I sneak in before you set sail??

I'm aiming for 12 no spend days with 4 in a row.

I'm not counting direct debits/standing orders etc but I will count any occasion where I open my purse (I hope that makes sense!)

Fingers crossed!

Of course!Welcome aboard Wooftastic! :hello:

Nargleblast

Happy New Year, NSD gang! Our fabulous January cruise is under way - for the benefit of new members we always have a theme each month, and marmite awards themed prizes for all NSD targets met. This month we were supposed to be on a sunshine cruise to forget the winter weather but stupid Igor, thinking that visiting the Land of the Midnight Sun meant twice as much sunshine, has booked us on the Arctic Circle special instead.

So, I hope you all have your thermal knickers packed (lovingly hand knitted by our very own Knitwitch) and are ready for fun fun fun .......And being a cruise, all your food, drink and entertainment are free so lots of opportunities for NSDs there. Even if it is blooming freezing.....

(Stalks off to find cabin and kicks Igor on the way out)

jaxsmar

Happy new year thanks for all the hard work in keeping this thread going. please sign me up for 18 nsd's.

StressedSteph

Can I sign up please. I used to join lots in early 2014, but forgot to do it in the 2nd half of the year and my misc spending on Amazon & Ebay really ranked up.

So Please sign me up for 20 NSD's Please.

I class a spend as anything not included in my YNAB budget, so all direct debits, food & fuel budget and savings do not count.

My main issue is little bits and pieces for kids and us that are only £5 on Amazon but after 15 of those during a month it can really impact my debt busting potential. THIS HAS TO STOP !!!

Happy New Year everyone and good luck xxx

Pippin12

Can I sign up please? I successfully completed the challenge at the beginning/middle of 2014 but lost my way for the second half. I'm not counting DDs but I am including grocery shopping as that can get out of hand at times...Put me down for 15 NSDs and 3 in a row please!

jodles16

Oh a cooked breakfast would be perfect, Im not hung over but very tired as the fireworks upset my big doggy and went on for forty minutes, plus our new neighbours (haha they are horses!!) were freaking out as well so I couldnt stop worrying! Ah well 2015 is here and it shall be grand!

Happy new years day all!

Jodles

grassgirl

I went off the rails in dec so going to try for 10 NSDs in jan. Is the book /third target 21days?

jaxsmar

18 No spends for me please. Happy new year to everyone.

kerri_gt

Wait for me! I've always wanted to do an arctic cruise. Light is hopefully at the end of the tunnel for our DFW journey this year, but then it's house funding and we're rather late to the game on this.

I'm going to allow myself some sales spending but do need to check through my wardrobes, work out in general what can be ebay'd or taken to the car boot later in the year.

It's also OH b'day the day before pay day :eek:

So, I'm going to declare a target of 16 NSD

I also need wrapping paper for next xmas if it's cheap. Think we have enough cards for next year.

donna_dynamo

Happy moneysaving new year to all. Today is NSD 1. Getting some tidying done need to do some ironing dont know if i can get the motivation to do it we'll see.