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The Jumbo-normous January NSD Challenge!
Comments
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Gem-gem I would count it as a spend the day the money leaves your account
Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
Thanks Scotmumof3 so that is 7 NSD.scotmumof3 wrote: »Gem-gem I would count it as a spend the day the money leaves your account2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge0 -
Yep, I count the days I part with money. So if OH picks something up for me mid-week it makes Saturday a spend day (as that's when I next see him, so can't pay back until then)
But if I have a spend day in the meantime I allocate the money then (put the correct change to one side), so it becomes part of that spend day instead
Cheryl0 -
NSD no 5 today for me. Half way to my target
£47605.33 outstanding in C.C (£8000 Interest free till January 2025)0 -
NSD #5/15
Going slowly but I'm hoping for 2 over the weekend 0 -
Hope you had a great birthday MummyRivett!
NSD number 8/20 for me!
Jodles MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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Managed it! NSD #5 as I haven't spent since Monday. Will be going out shopping tomorrow...bedside cabinets this week so more flatpack furniture to build!NSDs January - 3/8 2017 total - 3
declutter challenge 67/2017
Goodreads Challenge 0/300 -
Hooray! First two of my NSDs completed yesterday- so I'm at 2/10 now and have completed my 2 consecutive days, too. :-D
Heading out to a birthday party for a dear friend tonight and really hoping to keep the spending in check so as not to totally undo all of the good work. Any tips? Maybe if I just withdraw the amount I'm prepared to spend and go home when it's run out? I never feel comfortable completely ciutting off access to funds on a night out (ie leaving the card at home) in case I get into an unexpected bind and need to get a cab (live in London so night transport isn't always reliable). It seems so obvious to only take what I'm prepared to spend, but I rarely if ever have any big spends or outlays and am getting better at budgeting for things like food and bills. Where I often fall off track is on the occasional nights out where I end up dropping more than I intended... Which I really need to get in hand!0 -
I want to report my 7 NSD for yesterday and my 5 in a Row target was completed. :beer:
So I'm well on my way.
Thank you everyone who wished me Happy Birthday for yesterday and I did enjoy the :bdaycake:
You are all and encouragement I'm so grateful to be kept on track.
xxx- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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number 5 and 6 for me, bagging me my second 2 in a row challenge
Aiming for the weekend to be spend free but we will seeLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640
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