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The Jumbo-normous January NSD Challenge!
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I'd like to join this thread!
I used to do NSD a while back, but life got somewhat derailed in 2014. So I'd like to start again.
I'm going for 8 NSDs in January.0 -
I'd like to aim for 20 NSD in January.
Thanks for running the thread marmite, it helps keep me on track of my impulsive spending by planning and planning and planning!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Hello and I'd love to join you all please
I've been off MSE for a while and took part in this challenge about 2 years ago so I'm glad to see it's still thriving
10 NSDs for me please to start me off gently0 -
candyapple wrote: »Hello and I'd love to join you all please
I've been off MSE for a while and took part in this challenge about 2 years ago so I'm glad to see it's still thriving
10 NSDs for me please to start me off gently
Welcome back candyapple!
I'm in the same boat£1k emergency fund (#33) £140/£1000 10.4%
DFBXmas 2015 (#033) £3,328.76/£49,404 6.7%
Sealed Pot Challenger #474 £16.27/£100 target0 -
Morning fellow NSDers :hello:
Thanks for the new thread Marmite.
With a New Year comes a fresh start… I am going to have a very frugal January and become more organised in my personal life. My budgets are set and my new spending diary is ready but I am hoping not to see too many entries in it!I am going to try and make January as cost neutral as possible! :eek:
To assist with my grocery budget, I am unofficially taking part in dry January and intend on taking lunch to work every day which I did quite well with this year but there is definitely room for improvement.
I have 4 unwanted Christmas presents. I know I sound ungrateful but I just won’t use them so will eb*y them. They are very well known, good quality products so I am hoping to make a total of £80 from those.
My rules:
I will not be including anything that goes out by D / D as I seem to think it means I can have a blow out on those days.
I will not be including any work related expenses as these are cost neutral once I have been reimbursed.
I will be including all other spends despite they have been budgeted for.
I have 3 birthdays in January. :mad: Two will be cash presents (I will be using some of my Christmas money for these) and the other I will buy via one of the gift cards I also received so can condense those into one spending day. I have one dinner that I will pick up the tab for but I shall hopefully source a voucher from Voucherc*des and then another of my gift cards can cover the cost.
I will set a target of 20 days with 4 in-a-row.
CandlewickNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Morning everyone
The kids are still asleep in bed so it's a cuppa and quiet for me atm
Can you put me down for 15 NSD and to try for 3 in a row.
PJ day today so I am going to try get a bit organised today.£2 Savers club £0/£150
1p a day £/0 -
Here's me!
I would like to try for a conservative 10 NSD's this month as it's both my OH and my birthdays this month. Already got her present so hopefully I'll hit target early and can then up it.
I will also attempt 5 in a row as I've not managed to hit that target yet (Soooooo close!).0 -
Hi going to try for my usual 15 NSDs. Good luck everyone for the new year, may you have lots of nsds.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Hi everyone. I would like to try for a total of 7 NSDs for January.0
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Morning I completely fell off the counting wagon last month but back in for January with a pot set aside for bread,milk, and a few pound for bus fares I should be able to hit 18 nsd please xWeightloss -36.5lb/64lb.
Christmas savings £200/£800.
Hol savings £300 /£500.
Birthday savings £50 /£100.
100 days #20 Credit union £40/£11500
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