We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Jumbo-normous January NSD Challenge!

Options
1…910121415…107

Comments

  • Starting_Again_2
    Starting_Again_2 Posts: 51 Forumite
    Can I join in?

    I don't have any debts, but I'm saving hard for a house deposit. NSD seems to be a good way of not spending on 'rubbish' items!

    I'm not counting direct debits and standing orders as they come out of a separate account, neither am I counting anything which is in my budget, but anything outside of the budget won't give me an NSD.

    I'd like to start off with a target of 15 NSD with 5 in a row.

    NSD #1 bagged today as I didn't go anywhere!
    Save £12k in 2019 #85 £1,500/£15,000 (10%)
    "Obstacles are those frightful things you see when you take your eyes off your goal" Henry Ford
  • Candlewick
    Candlewick Posts: 284 Forumite
    Hope everyone has had a nice New Years Day.

    I am off the starting block with NSD 1.

    Candlewick
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

     Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    StressedSteph wrote: »
    My main issue is little bits and pieces for kids and us that are only £5 on Amazon but after 15 of those during a month it can really impact my debt busting potential. THIS HAS TO STOP !!!

    That's lethal,isn't it?
    jodles16 wrote: »
    Oh a cooked breakfast would be perfect, Im not hung over but very tired as the fireworks upset my big doggy and went on for forty minutes, plus our new neighbours (haha they are horses!!) were freaking out as well so I couldnt stop worrying! Ah well 2015 is here and it shall be grand!

    Happy new years day all!

    Jodles :D

    Those poor horses...I hate fireworks.Happy New Year to you too.
    grassgirl wrote: »
    I went off the rails in dec so going to try for 10 NSDs in jan. Is the book /third target 21days?

    I don't know what the book is....Is 21 days the name of a book?

    I've got to post eighty something,but I really have to go to bed.I'll update tomorrow.Yes,I know that I said that yesterday for December's thread,but I've just moved house and still have loads to do.I'm also trying to curb my atrocious habit of going to bed very late for no good reason and feeling like I never get enough sleep as a result.

    See you all tomorrow!

    PS Well done if you got an nsd today. :j:j:j
  • cheexy
    cheexy Posts: 472 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    NSD no 1 for me for January 1st please. :D
    £47605.33 outstanding in C.C (£8000 Interest free till January 2025)
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Oh dear,

    Was so nearly a NSD, then my lad found offers for extra trains and routes for his train game, up to 70% off and I was going to buy them anyway at some point, so in a way I've saved money ;)

    So Samiszel, You're not the only one!
    January 2025 - Debt £20,006
  • Hoipolloi
    Hoipolloi Posts: 663 Forumite
    I'll join you in this challenge if you will add me. I like a challenge. I would like to aim for 12 NSD's for the month of January and I have just had my first NSD of the month.

    Thanks :beer:
    :staradmin: June NSD's 2/19:staradmin: Sealed Pot #460 :staradmin: £/day £185 saved :staradmin: W.S.C 2015 #45 :staradmin: F.P. 2/24 months :staradmin:
  • LionessInWinter
    LionessInWinter Posts: 437 Forumite
    First NSD on New Years... Woohoo. Considering we didn't go anywhere it wasn't hard to do :)
  • GJNA
    GJNA Posts: 39 Forumite
    10 Posts
    Can I join this challenge and try for 15 NSD
    Total Debt: £5257.32
    Goal to be rid of:
    May: Next/YourPlan - £169.61
    June: Vanquis - £258.51
    July: Paypal - £249.01
  • dlizi
    dlizi Posts: 160 Forumite
    Hi all, I would like to try for 20 NSDs and aim for 5 in a row.
    Did yesterday so that's 1 down. :)
    2/20 NSD :)
  • candyapple_2
    candyapple_2 Posts: 600 Forumite
    Ninth Anniversary
    NSD 1 for me yesterday. We only left the house to go to the in-laws for lunch so the card and cash stayed in my purse. Not sure what we have going on today spend-wise, will check in later with an update

    Have a good day all :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture