Tomorrow I have to call the mortgage company and tell them I can't afford to pay them

TakeAwayKing_2

I am struggling with a gambling addiction.

I was doing really well.

But on xmas day I got carried away. Drank too much. Gambled my whole month salary.

I am already 2 months in arrears on my mortgage and had agreed with them to pay it back over 6 montha from jan.

But now I can't even pay them the regular amount in January.

TakeAwayKing_2

I guess I am just getting it off my chest
What a mess. I will probably now lose my house

suse*

I'm sorry what a tough situation. Are you going to ga else maybe this is the rock bottom you need to start going. They can help you block yourself from sites I believe so you can't be tempted the same way.

Also might be worth talking to shelter and stepchange about the mortgage and debt itself as to what your options are.

TakeAwayKing_2

Thank you for your response
I was doing so well
I just need to say on track
But you can hardly ring rhe mortgage company and beg for another chance, can you

newbie1980

take away king

first thing if u really want to stop google GA and get to a meeting

ring the morgage people u will be suprised how much help they can assist with

and good luck you can do it just as i have

[Deleted User]

Hi,

better to let them know the situation than ignore and hope it goes away.

Good luck.

TakeAwayKing_2

Newbie - thank you but this isn't the first time I have skipped a payment to them. In fact it's probably pay 2, skip one, pay a bit extra for a month or two, skip another
Surely their patience with ME will run out and they will now throw me out of my house in January

newbie1980

TakeAwayKing wrote: »

Newbie - thank you but this isn't the first time I have skipped a payment to them. In fact it's probably pay 2, skip one, pay a bit extra for a month or two, skip another
Surely their patience with ME will run out and they will now throw me out of my house in January

this i why i say google GA first and get to a meeting

it worked for me and 5 years later im better for it

if ur gambling is out of control i would suggest u need this but it your choice

TakeAwayKing_2

Thank you newbie. I definitely do need it so sorry, I wasn't dismissing you
I'm just too worried about the house to reallu think of much else right now

newbie1980

TakeAwayKing wrote: »

Thank you newbie. I definitely do need it so sorry, I wasn't dismissing you
I'm just too worried about the house to reallu think of much else right now

they will help you at the morgage company but yoou need to get to a GA meeting if you are ready for it and only you will know this

TakeAwayKing_2

I hope they will give me one more try. I have £350 that I can give them (should be giving them £1900) to show that I want to pay
I'm dreading them just saying "nope. You had a chance. Deliver up your keys tomorrow."