Pay ALL your debt off by Xmas 2015!

Pidge_jen

Small update from me, another furniture payment of £47.54 has been paid :T

Updated total for #037 in signature

Doris17

Payments made this month


#170 £351.25/£4000.00


More payments to go out before the end of the month.
Doris.x

MrCrimeFiction

Hello everyone. Not been on here before but after a quick read it's just what I needed. I've turned to debt busting rather than savings.

Can I Join up please.

I have £1139 to pay off asap on one of my loans and I also have a car loan which I would like to get down a fair bit.

Can I go for £3000. This would be a great target.

Thank you very much and I look forward to getting to know evryone.

MrCF

Kittycat1981

Welcome MrCrimeFiction Good luck with your debt busting

abba1772

Woo hoo we sold our old car just need to put money in the bank and I can pay the finance off on the car and split the remaining money into the credit card and savings for holiday and all our debt is 0% :T

bogbrsh250

Don't know how but I've miscalculated how much I've paid off and I've actually paid off more than I thought lol

#151 805/4080

Pepperoni

Eurgh. Need to get the debt free mojo back. Now I'm not on maternity pay I keep thinking its fine and we have 'loads' of money (which in comparison I suppose we do!) to pay off debt etc. Then no extra gets paid off. Someone slap me, please.

Rachiedabbler70

Afternoon All

Well done on progress made. I've had a bit of a costly week - son's bed collapsed beyond repair so have ordered a new one and my other son's chair also gave way so one of them ordered too!! Anyway I have paid for all of it from my wages and will not pay a chunk off my 0% card instead so puts me a month behind and at risk of not clearing debt by Christmas, but needed doing - can't have them sitting and sleeping on floors.

Loan payment went out - 6 more to go:

#058: £5,200.17/ £10,400 (50%)
Good luck everyone for rest of May

Fmess

Pepperoni wrote: »

Eurgh. Need to get the debt free mojo back. Now I'm not on maternity pay I keep thinking its fine and we have 'loads' of money (which in comparison I suppose we do!) to pay off debt etc. Then no extra gets paid off. Someone slap me, please.

Hi, not sure if this will help but I always figure out my budget before payday and whatever is left I pay off my debt on payday. Then there is no way that I get half way through the month and wonder why I haven't got any money left to go towards my debt.

Pepperoni

Fmess wrote: »

Hi, not sure if this will help but I always figure out my budget before payday and whatever is left I pay off my debt on payday. Then there is no way that I get half way through the month and wonder why I haven't got any money left to go towards my debt.

Yes, definitely need to do this. I don't mean to make excuses, but I think the reason I haven't been doing that is because there seems to always be something that crops up each month that I've not thought of so like to have a pot of money just incase. But the reason I've not thought of it is because its probably not even needed! We also keep over-spending our food budget, I allocate £300 for 2 adults and 1 child, in April I'm mortified to say it was more £600. Ridiculous.