Pay ALL your debt off by Xmas 2015!

elleJay42

This is more like it! £120 payment to CC2 today pushing me over a third of the way there AND reducing my debt to under £3000 for the first time in about 2 years :j


#050 £1546 / £4544 (34%)


£2998 to go!

nomi01

Hi all,
Struggling this month, all my own doing, we have been promising to decorate the kids rooms for ages so decided to start this week. As a result, I have pushed up the debt on my c/c. Will try to stay on track for the year though. Need to stay focused on debt busting so might check in more often, everyone on this thread is so supportive it helps keep me motivated.

housedreams_2

is it too late to join? I can't afford to pay off my entire debt before Christmas but am aiming to pay off £6275 between now and December 25th. Well done to everyone who is taking part in this challenge, I've been reading through the thread and am inspired by you all :T

abba1772

£76 towards the credit card brings my total to £3958.13 / £4000 nearly at target :j

Kittycat1981

Hey all.

Well what a depressive day :eek:

Usually when im fed up i would be online shopping to "cheer myself up" - as im on a debt free mission i found myself here to stop the spending spree and get some motivation to continue debt busting.

I am kinda questioning "what's the point" - the majority of us working in the public sector are now going to be screwed

Moan over :rotfl:

housedreams wrote: »

is it too late to join? I can't afford to pay off my entire debt before Christmas but am aiming to pay off £6275 between now and December 25th. Well done to everyone who is taking part in this challenge, I've been reading through the thread and am inspired by you all :T

Welcome xx Good luck with your debt busting.

Susie-Lou

Hi, I don't think I have a number, but I'm updating anyway. I've paid off £79 / £5000 or 1.58%!

Slow but sure progress!

amr547

Hello all.i don't seem to be doing much debt busting but I am number crunching and saving some pennies. the good thing about it warming up is that I'm saving around £50 a month by not topping the meter up which is great.

Pablosammy

Right, nights finished... IT'S UPDATE TIME!

It's been absolutely manic at work, I've never worked to hard or so long. 12 hour shifts of constant, CONSTANT mithering, phone calls, distractions etc. I'm so knackered.

On the plus side, it will die down in the next few days and go back to normality.

First of all, a GRAND welcome to our newbies!!!

Doris17 wrote: »

Hello,
I know I'm 4 month behind, please can I join?
I have debt of £18,000 and looking to pay back £4000 by the end of December.
Doris.x

Hi Doris, apologies for the delay - your number is #170.

Susie-Lou wrote: »

Hello,

I'm new to this forum. I've managed, over the last few years, to accumulate over £10,000 of debt... I'm so embarrassed, my partner doesn't know and I'm absolutely determined to get rid of it. I've done a balance transfer for half of it to a 0% credit card, which is staying locked in my filing cabinet so I can't use it. It's killing me to pay out £400+ a month but I am so desperate to get rid of this weight around my neck. So I came here for moral support! I would like to pay off £5,000 by Christmas this year, leaving me just over one more year to pay off the rest (my 0% interest will be up in March 2017).

So the total I owe is £11,143.47 (Oh god! Putting in a pretty colour doesn't help!)

I want to pay off £5,000 by Christmas.

I have started today by cancelling my Netflix, gym membership (that I only use to swim - what a waste!) and a couple of other debits. I also cancelled my Amazon Prime membership - I had a free trial and thought I'd put down on my calendar the date to cancel, but obviously didn't, so now I'm getting a refund of £79 as I haven't used the benefits - hurrah!

Any support would be much appreciated. I can't believe I owe so much. I'm too embarrassed to tell anyone!

You don't need to be embarrassed on here. We're all in the same boat, and you're going in the right direction. We're here to help :beer: You're number #171.

juicygirl wrote: »

Hi, can I join in?

I'd like to set myself the challenge of halving my debt, so paying off £6000 by Christmas. Really need the motivation so hope this challenge will help!

Thanks!

Hi juicygirl, I've set your target at £6k, good luck! #172, wear it with pride :T

Pablosammy

housedreams wrote: »

is it too late to join? I can't afford to pay off my entire debt before Christmas but am aiming to pay off £6275 between now and December 25th. Well done to everyone who is taking part in this challenge, I've been reading through the thread and am inspired by you all :T

You didn't fit on the last post, but here's your number... #173. Welcome to the thread, and good luck!

Pablosammy

joee wrote: »

I have just received confirmation from Stepchange that the last payment I made (the one in the quote above) means that I am now debt free!

#133 £1790.20/£1790.20 (100% PAID)

I just wanted to say thank you to everyone on this thread especially you pablosammy, this thread is very inspiring. I will continue to lurk and I wish you all well in achieving the goals before the big day!

Lucy xx

YAY! Another success, well done!!! Thanks for the kind words too, pop in occasionally and give the rest of us an occasional kick up the bum :rotfl: And now for the cheesy medal ceremony...

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