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Pay ALL your debt off by Xmas 2015!
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Checking in with a small payment so my total is now
011: £496 / £3500
Having yto be careful now as still two weeks till payday and not sure whether my Oh will get paid as he's been signed off work due to injury (at work) ... Eek0 -
It's been a mental week this week. I've ended up with about £800 on the credit card due to paying solicitor fee, mortgage survey fee and a few baby bits (pram, car seat etc)
I've paid most of it back through the savings in my TSB account but still have £205 outstanding. Need my salary and bonus this month to get back to where I was before the mortgage application.
£800 for all that isn't bad! We paid £1100 solicitor fees an £350 for the survey alone!0 -
The total amount for everything is going to be about £2700. Not so bad but still relying on my bonus to pay for it all. Thankfully that's come at the right time0
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Made a sale on fb and so after putting some money aside for holiday spends, I've got £3 to pay off the card.
New totals:
#28 £268/£2000 13.4%Saving for Disney again, oops why book one Disney holiday when you can book two!:starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod::xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:0 -
Its been a bit of a bum week this week. Paid the last instalment to the solicitor of £510 this week- we finally complete on Monday 16th. Same day i bank transferred the legal fees over, within an hour the washing machine died- another £200+ spent to replace it.
My savings account is now a very unhealthy £0 which i find really scary. I keep telling myself its fine, - "thats what savings are for"- our holiday is paid for, legal fees paid and new washing machine and none of it has gone on credit.
Roll on the end of the month. I start my new job on Monday so hopefully payroll wont mess my pay up and i should be able to put a chunk back into the savings potFinally dealing with debt: 01.01.2015 -£10,562.:(
01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957
Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
2015: Sell £1000 #69 £510.97/1000
Virtual sealed pot challenge #24 £32.19/£3000 -
Hi everybody, just spent some time reading through the threads and this is really a lovely supportive spread where people are happy for each others successes. I need to get my act together to try and pay more to enable me to reach my target by the end of the year. Have had loads of expenses since Christmas but still able to make our overpayment on mortgage, if I hadn't set up a DD for this to go out automatically I don't think it would have happened.
Paid £1,500 so now - #07 £4,500/£21,992.92DF by Christmas 2014 #78 £18,964.15/£15,000
DF by Christmas 2015 #07 £16,500/£21,992.92
DF by Christmas 2016 #42 £4570/£4,500
CC and loan debt at it's worst April 07 - £54,489 plus
27/01/14 Officially Debt Free - except mortgage which I'm working on!
26/02/16 mortgage free0 -
Just done a bank skim and the sofa payment has come out bringing my new total to,
#055 £1498.86/£10,000Emergency Fund £0/£500
£365 in 365 Days #18 £520/£520
£2.00 Savers Club 2017 #11 £300/£3000 -
Paid £50 towards the credit card brings my total to £2400.41 / £4000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hello PabloS
Apologies I've messed all my figures up. I've just spent an evening going over everything again. My target figure should have been £8294 sorry. I've actually paid of £648 which isn't too bad. I have also paid £1200 in tax and £500 to my accountant and £300 for a new gas fire since 1st Jan but I didn't add any of these things onto my totals but I feel as though I'm making headway sorry to mess your figures up I'll try to keep on top of it better from now on. ThanksDebt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0 -
Another £25 DD has gone out to a credit card today so my new total is:
#10 £950 / £3000SPC #229= £103.76(2014)
VSP #11 = £74.11(2014) £85.55 (2015)
Crazy Clothes Challenge 2014 £33/£100, 2015 £44 / £100
DFBXmas2015 #10 £3000 / £3,000 (100%) :j
LBM - December 2013 :idea:0
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