Pay ALL your debt off by Xmas 2015!

Pepperoni

Hi!

Please can I sign up, I'll say £4,500 as hopefully the credit card balance will be that or less by the start of 2015 and I definitely want it gone in 2015!

Thanks

argomatt

Hi,
I would like to take part again next year.
I have got around £15000 to clear but I will be able to confirm the amount after the last few payments have gone out this week.

Thank you
.

Pablosammy

Harryspotter wrote: »

Can I join please? I really need to knuckle down in 2015 and need something to keep me focused! Debt is
Tesco cc £875
Tesco cc £4750
Int free bathroom £933
Barclaycard £5250
Int free kitchen £5000
M and s cc £3300
Omg!! That's a tough task ahead! So I make it £20108 in total :eek:
X

Tough tasks call for tough measures! Like joining a thread!!! Good luck, keep us updated with your progress. Number #039 for you :T

Ccarter wrote: »

I got my figure wrong sorry! Can you change it on the front screen to 4535.13 please :-)

Done, that's £300 less to pay already

redlaces wrote: »

Please could I sign up? I've got £2097.54 to slay, 2015 will be the year I no longer see minuses on my accounts!

I'll reserve a place on the roll of honour for you! Number #043 ok?

Pablosammy

SpagBol wrote: »

Oh goodness you don't need to do that! I was pretty rubbish at running the thread anyway and resorted to having a baby to get out of any hard work :D I'm happy with #039 honestly!

Are you someone from the 2013 thread with a name change out of curiosity?

Too late, you're number 2 whether you like it or not :rotfl: I wasn't on the 2013 thread, but I was in 2012 - PedroMatias was my alter ego.

Pepperoni wrote: »

Hi!

Please can I sign up, I'll say £4,500 as hopefully the credit card balance will be that or less by the start of 2015 and I definitely want it gone in 2015!

Thanks

Of course, everyone's welcome here I've given you #044, if you want your target updating just let me know.

argomatt wrote: »

Hi,
I would like to take part again next year.
I have got around £15000 to clear but I will be able to confirm the amount after the last few payments have gone out this week.

Thank you
.

Welcome back! #045 OK this time around?

Pablosammy

Had a bit of a naughty day, I think my Christmas budget was a bit unrealistic and I've blown it out of the water. However, went to get some wine for Christmas dinners and they only charged me for two of the three bottles... I feel a bit bad about it actually, but my bank balance is thanking me. What would you do?

Mat_Lock

I had a similar incident with bottled water the other week. Although water is much cheaper than wine haha.

I told the cashier there was a 2nd box of water in the trolley, I put one box on the conveyor belt. When she scanned the box of water she didn't put 2 x quantity in. At end of day I told her there were 2 but she still didn't scan it. I will let them take the hit for £2.

nomi01

Hi, I signed up for the same challenge at the start of this year but never got far due to big drop in income. I would live to turn it around in 2015.
I will work out my debt and edit my Sig in preparation.
please sign me up for challenge

Ccarter

I've made two payments today. So my update is #027 £137.76/ £4535.13 :j

amr547

so this year I've paid nearly £3800 .. but I am not sure if I can do it again next year! Seems like such a lot of money.

grassgirl

Off the starting block (yay!) with a payment of £15 for #22, not a lot but if I can keep that up on average, that's FIVE AND A HALF GRAND in a year!
playing with numbers now hehe....

A grand a year is £2.74 a day
2 grand is £5.48
3 grand is £8.22
4 grand is £10.96
5 grand you'd need to pop away on average £13.70

I won't go higher in case people get scared off lol but even if we are all only a grand less in debt, by not having a daily take out coffee, or by potting our daily change, it's better than being the other way around