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Pay ALL your debt off by Xmas 2015!

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  • Longships
    Longships Posts: 361 Forumite
    Part of the Furniture Combo Breaker
    Hello again - I'm in for 2015 please. Re-calculated total debt as it stands today and the amount I am planning to clear is £43,879.52 :o:eek::o

    Don't mind if I get a new number or keep the old one.

    Good Luck Everybody!
    Thank-you to everyone who posts comps :beer:
  • Roundthebend_2
    Roundthebend_2 Posts: 170 Forumite
    Cashback Cashier
    Oops sorry for spamming ��
    I currently pay £160 off this amount a month so want to add more. I've calculated that I need to be paying about £250 a month to pay it off. Wish me luck!
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Longships wrote: »
    Hello again - I'm in for 2015 please. Re-calculated total debt as it stands today and the amount I am planning to clear is £43,879.52 :o:eek::o

    Don't mind if I get a new number or keep the old one.

    Good Luck Everybody!

    Wow, what an amazing total. I am jealous!
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    edited 15 December 2014 at 12:09PM
    I'm back and hanging my head in shame. Can I come back please. I was within a few hundred pounds of paying off my debt earlier this years when I stopped focussing and the debt went up. I also stopped updating which I feel quite annoyed about because this thread has tended to keep me on track.

    I'm only a few hundred off paying off my DMP but now owe quite a chunk to close family.

    I've been saying for the past two years it's going to have to go but this year has to be the end.

    I will be back with the figure soon.

    Ali
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    I have the figure to pay off.

    It,s £5084.82.

    This will leave me debt free by Christmas.

    Ali
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Roundthebend_2
    Roundthebend_2 Posts: 170 Forumite
    Cashback Cashier
    Just set up a load of standing orders ready for next year. One for Xmas, one for my emergency fund (another challenge on here) and the third is my holiday fund / debt overpayment.

    Completely motivated. Let's do this!
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • Roundthebend_2
    Roundthebend_2 Posts: 170 Forumite
    Cashback Cashier
    parsniphead wrote: »
    I have the figure to pay off.

    It,s £5084.82.

    This will leave me debt free by Christmas.

    Ali

    You can do it, we're rooting for you!
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Ahh, the emergency fund. This is the one piece of MSE advice I read many times and never followed. Thanks for the reminder Roundthebend, I'm going to copy you and set up a DD into a harder to get to account and get one started.

    We will all do it.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Thank you very much can't wait to get off 0 later yay :D
    January 2025 - Debt £20,006
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    mothernerd wrote: »
    I'd like to join with a target of £9790.20.

    I will be slow off the blocks as I am still recovering from my hip operation and on crutches until mid- February so next to no income and still have to pay for some expenses from last month. Will start to post when my debt is moving in the right direction.

    No rush, we're all going at our own pace here :) I've given you #024
    taskey wrote: »
    Can I join please £4000

    Thanks

    Of course you can, you're number #026
    Jonesy88 wrote: »
    Oooo, I'm in for my 3rd (and hopefully final) year, aiming to clear £3k in 2015. Can I have a new number please?

    It's going to be amazing when that balance hits zero :D Your new number is #023 :T
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