Strip club scam

Burnz0

Moneyineptitude wrote: »

Not by the Bank, you haven't. Do you really think the Bank should bear the cost of your actions?

I meant by the club? I have receipts to prove that the transactions were declined on one card then another card was tried etc and I recall being told my pin had been rejected (not that the credit card company and bank had rejected the large amount). Therefore, I left thinking I hadn't actually been charged anything. Later on when my friend spied something suspicious the barman cancelled the transaction before it even got through to the card company - I have receipt for a few transactions that the credt card company don't recognise i.e. my story (sort of) holds up

maas

I dont understand the scam. I've paid for drinks in bars by card, they just give you the card reader to put your card in, it says what the amount is on the display and you put your pin in and press enter. You then get a receipt.

How can they take random amounts off your card?

Burnz0

Deleted_User wrote: »

So was more than one card put through? I thought it was the same card, but for decreasing amounts.

three cards in total - 2 credit cards and a debit card. At least 5 receipts for rejected transactions but no receipts for the ones that went through - conveniently or coincidence im not sure

Burnz0

maas wrote: »

I dont understand the scam. I've paid for drinks in bars by card, they just give you the card reader to put your card in, it says what the amount is on the display and you put your pin in and press enter. You then get a receipt.

How can they take random amounts off your card?

I don't know either that's why im a bit confused by the whole thing. The chap from the police fraud department said that the machine could be somehow linked to a till where he was ringing in the higher charges - which is possibly what my friend clocked. I don't know/remember which is the main problem as you can imagine

Burnz0

unless they had my card and had previously seen my pin when the amounts kept getting rejected? it is very possible that I didn't have my wallet with me every minute I was in there as I know at one point it was in my coat which was not on my person. Probably wishful thinking there but its quite possible as in my drunken state I doubt i'd be very careful about not showing my hand when entering the pin

maas

Can i ask how drunk you were. Just re-reading your story it sounds like you hardly even know what was going on generally?

SailorSam

It's times like this that i'm glad i don't drink.

derps

callum9999 wrote: »

The bank won't be... It will claw the money back from the club (if it finds in the OP's favour) and the club will be out.

I doubt the bank will be able to get anything out of the club. If the transactions are PIN verified I wouldn't have thought there'd be any grounds to raise a dispute with the merchant.

Since the OP was in the club and remembers entering his PIN on the card terminal, I can't imagine the bank will want to consider footing the bill for this drunken mistake. If the card was out of the OP's possession when the transactions took place, this might be different (I know the OP said the card was in his coat at some point) but convincing the bank that this happened will a tough sell - especially since it would seem that the OP definitely did try to put these transactions through, albeit while drunk.

I don't doubt that the sleazy proprietors have exploited you, OP, and I sympathise that your naivete with this sort of establishment has possibly cost you so much.

Catslovelycats

Burnz0 wrote: »

three cards in total - 2 credit cards and a debit card. At least 5 receipts for rejected transactions but no receipts for the ones that went through - conveniently or coincidence im not sure

The banks/credit card companies will have a record of every transaction attempted, whether successful or not.

Burnz0

very drunk i'd say! clearly not so drunk that they stopped me from going in there though. Put it this way - I was in there with a friend and his work colleague - I had about £150/200 in cash that has all gone and he and his friends had a similar amount. We all left at similar times and they've managed to spend just that amount whereas ive spent an additional £2k, assuming this wasn't a scam it doesn't quite add up


But yes, I don't know what was going on and given that I rarely remember much when drinking even small amounts my recollection afterwards is not very good