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  • zaax
    zaax Posts: 1,914 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 8 December 2014 at 8:28AM
    Gromitt wrote: »
    A friend of mine was constantly in debt, constantly overdrawn and eventually got fedup of the bank taking their interest and charges every month.

    So now, instead of assuming there bank balance is what they can spend, they assume that a balance of £250 or less is "Nothing left to spend" and although they do end up with less than that figure by each pay day, they've never been in overdraft since, so they effectively have more money to spend as they are paying zero in charges and interest.

    That's exactly what I have been doing for the last 30+ years. The banks are not your friend.

    Banking as we know it has only been going for 300 years, yet we have had money since at least the Roman times.
    Do you want your money back, and a bit more, search for 'money claim online' - They don't like it up 'em Captain Mainwaring
  • pmduk
    pmduk Posts: 10,683 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Joe_Bloggs wrote: »
    Perhaps an itemized list could be printed out on a piece of paper as a definitive reference.

    aka a receipt?
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