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Pay a debt or reach a goal in 2015 challenge? Yes please!

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  • alex102
    alex102 Posts: 13 Forumite
    Nearly lost my job this month. That would have seriously messed things up. Hurry up payday!!!
    Total Debt (Nov 2014): £19814.55 (April 2015) £13,500.00
    Strategy: ~90% of pay cheque on debt repayment until December 2015.
    "Insert profound saying here".
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    ^^^^ Oh no!!!!!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Cream_Tea
    Cream_Tea Posts: 427 Forumite
    Wedding Day Wonder
    £177 paid off CC this week which has cleared it! We're getting there, only 1 more CC and 2 x overdrafts to go and our house is debt free!

    CT
    Mortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
    Debt £24,990 / Debt Free Est. May'21

    Updated 06/05/18
  • I don't pop in much, but I'm still chugging along!
    new challenge?
    £1 a day for Christmas 2024 £367 / £366 ~
    Got married 24/05/19 ~ Credit Card
    DFW Nerd #1155 ~
    LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £0
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hi all

    Last time I posted I was £807.08... now I am £957.07/£2,550.

    I still to be paid in two days plus add on my normal payment for loan on 1st. :) Which means I will be adding £175 next week to this amount :D
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • catlady1990
    catlady1990 Posts: 142 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    Haven't really reduced my debt much more since my last post. But after serious consideration: I have changed jobs, much lower pay but the potential for a lot more hours. Going to see how it goes for the next 6 to 12 months. Still carrying on with this debt challenge and any tips are going straight on the debt. Hopefully still going to make it ☺
    Too much money owed, trying to pay it off one paycheck at a time
    Happiness comes from within, following your dreams and doing what you love :) :A
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Fingers crossed for you - don't overdo it with too many hours tho, I've been doing that and it's simply not manageable, for me anyway :)

    Well pay day for me today but the stupid bank had change the way we log in and I have to wait for them to send out new details. This is no good for the likes of me who checks their accounts twice a day or such ;) So no payment to be made until Monday but it will be a biggy then so I can't wait.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Turns out I could make the payment earlier than planned so £1000 just sent to challenge :D Marjorly pleased with that and there may be more yet however need to wait for the dust to dsettle first. Signature updated :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hi all payday for me I am now £1,033.53/£2,550.

    Over £1,000 already :D still to add my £98.54 on my loan payday on 1st :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Amazing results - well done x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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