I really really want to be........mortgage free!

ourcornercottage

It was fab, really fab. There really are lots of self obsessed people about. A lot of get awful individuals unfortunately.

Tonight I've been doing some maths worksheets with mini. There has been an increase in confidence, if not understanding, I'm sure there has. The online programs seem to be helping

Off to work tomorrow, mini at grandparents

Discodave

Ive been reading this briefly, and if im right, you say you and partner work together, get you get £3000 p/m after tax, your partner £600? Mind if I ask what you do?

AlexLK

The castle museum sounds wonderful but the other visitors don't. Unfortunately, that tends to be how places are on bank holidays. I don't take son to places because I don't like crowds.

ourcornercottage

The 3600 is joint really tbh. It's just paid in 2 separate ways so I separated it out that way.

We are both company directors

ourcornercottage

AlexLK wrote: »

The castle museum sounds wonderful but the other visitors don't. Unfortunately, that tends to be how places are on bank holidays. I don't take son to places because I don't like crowds.

We are lucky to have it so close by. I should have avoided bh I just didn't think

AlexLK

Unfortunately, I have to really think about when we visit certain places. We have the Chatsworth estate very close by which is a lovely place to visit but to be avoided on bank holidays as is ruined by the type you describe.

shangaijimmy

Bit late to comment OCC but I'm just catching up. Great monthly figures! Loving the comparison to last year and I'll be dong the same in a few days time! It does seem like everyone's us getting better as this malarkey and posting improvements month on month. 8p daily interest reduction is a mini OP in itself all prepped for April!

ourcornercottage

shangaijimmy wrote: »

Bit late to comment OCC but I'm just catching up. Great monthly figures! Loving the comparison to last year and I'll be dong the same in a few days time! It does seem like everyone's us getting better as this malarkey and posting improvements month on month. 8p daily interest reduction is a mini OP in itself all prepped for April!

I'm hoping to stay over £500 OP every month which I will be very pleased with. I will have to prioritise guttering as we get closer to summer so am trying to add to my OP's early on. This month was my second best ever

I love the monthly decrease in interest paid. It's just £30 in my pocket every month for nothing in my eyes. Straight off the mortgage end date or if anything should happen will reduce the payments.

The banks must love the likes of us!

Not a NSD took mini out for dinner at cosmos as a treat. I'm going to have a very skint end of the month to maintain all my savings this month. Should be okay though and we are enjoying the holidays and making good OP's so winner. We aren't going super freugal after all......yet!

shangaijimmy

Fortunately for us lot OCC we are very much in the minority otherwise I'm sure the banks would find a way to stop overpayments! At the least they'd load lots of charges to put people off doing it.

ourcornercottage

I expect you are right SJ. I must admit that if the bank had not told me about it I would not have even thought about OP's. The mortgage adviser suggested setting my mortgage payments at the same as the rent I had been paying when I took the mortgage out. I think I have made some kind of OP since the first day I took out my mortgage

A last minute OP for the end of the month of £90 taking my total this month to take the total to £1006.22. Thats a rather smashing total in my opinion!