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I really really want to be........mortgage free!
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Overpayment of £210 made from the bills account as the car service/mot didnt come out of the cc this month so was less than I thought. £215.94 balance next month but none will be added to cc this month so annual bills account still intact and another £210 off the mortgage. Result! Balance under £124k! another square of the house to fill in tonight
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well done occ sorry i aint been around last few weeks been really busy with life
i hope your well and keep up them op 120k is soo close now :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Day off work today, had my literature course this morning, one more week to go.
Will be taking mini to gym tonight then we are all going out for dinner. Looking forward to that. Edging slowly towards personal spends payday on Friday thank goodness 0 -
Oooh out for dinner, what you having, where you going? It seems ages since we've been able to go out for dinner!MFW: Was: £136,000.......Now: £47,736.58......0
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shangaijimmy wrote: »Oooh out for dinner, what you having, where you going? It seems ages since we've been able to go out for dinner!
Yes it was lovely, went to a local brewery with pub attached. It's 5 minutes away, it's a gastro pub expensive (ish) but nice. We have been out a few times just lately so will be putting a stop to that! I had houllomi and chips! It was lovely. Neither Miniocc or me are feeling 100% but enjoyed going out.0 -
Mmm, halloumi. Glad you enjoyed your meal out. 0
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My first co op reward has come through (£4) so rounded to to £5 and OPd.
I was at about £18 pm free money from banks now down to £9 need to open a nat west account for the rewards asap. Will aim to do that next when the nationwide account is all set up and has had a run through of the money shuffle 0 -
If I am adding up right my OP's so far this month are about £650. Will confirm this later. My regular OP is just under £200 so will be well over £800 this month!!!0
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Congrats on the OP - such a lovely feeling :TStarting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.000
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Excellent re. the OPs. For some reason we seem to have overspent this month (not even sure how) and won't be able to make an overpayment. Really need to get organised with the finances at some point.
2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
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