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I really really want to be........mortgage free!

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  • Sounds like you know where you are and hopefully today will be a fraction better for you. Don't forget therapy isn't a quick fix it can take days, weeks, years, decades I know people who are always in therapy, they consider it a part of their routine to keep them somewhere about where they feel like they should be. There's nothing wrong with that. Don't forget some people turn to friends, family as a support network but many people don't have that.
  • Okay day today, went to school class, was hectic on the school today :)

    Have done some contractions with Miniocc today, at start he had no clue now he's getting there. Devised a matching pairs game for the morning to do before school. We are making good progress and getting into a good routine of doing something every day again.

    Just did a sneaky £35 OP and should be able to add to this further after the money shuffle and cc bill comes out. The cc bill is business expenses which i have transfered to me current account ready to pay.

    My current account is looking very sad only 10 days til personal spends payday though :)
  • Forgot lunch today so had to buy some which was unfortunate. £5 spend but a yummy lunch was had.

    Am having problems with 2 items I had to review whereby the order wasn't delivered. Amaz0n won't replace and will only refund but I purchased with a promo credit. They wanted to give me a promo credit but I wouldn't be able to re buy the items with it. Now they've worked out that's not right either so it's been escalated to a manager. I've contacted the sellers and told them what's happening. It's s bit of a mess up as I don't like to let the seller down by not testing it. I did get a dog lead with a torch on it though as an extra today which I thought was super cool!

    Money shuffle still going on, op totals updated but that will be it until later in the month.
  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    With regards to the forgotten lunch, I have to admit to sometimes being really pleased I have "forgotten" mine so that I can buy something yummy. Not very MSE, but after making packed lunches every day for a family of six, it is sooooooo nice to have something else :rotfl:
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • chumpy45 wrote: »
    With regards to the forgotten lunch, I have to admit to sometimes being really pleased I have "forgotten" mine so that I can buy something yummy. Not very MSE, but after making packed lunches every day for a family of six, it is sooooooo nice to have something else :rotfl:

    I know , total treat! I actually met a friend for lunch today too, stuck to £5 :)

    Miniocc went to his second tutoring session and loved it once again! This really is money well spent in this case I am so happy we went for it!

    Money wise not much going on as the money shuffle is still happening. Spent £10 on a birthday present for minis friend.

    Potential really good news at work with a big client. Meeting next week. Cross your fingers.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Everything crossed here for you :j
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Spent £2 on the cake sale at school no other spends. BF brought a couple of books for Miniocc. He wants to do a project at home on Mount Fuji do we are going to start next week.

    Got loads of stuff to review today, need to spend some time using them all. I have a couple ready to write will do that later.

    Need to update my spreadsheet too which I will do later.

    Train booked for London next week £120 !!!!! Oh well it could be really worth it :)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Glad to hear everything is going well.

    £120 for a train ticket?! Hope it's for First Class. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK wrote: »
    Glad to hear everything is going well.

    £120 for a train ticket?! Hope it's for First Class. :)

    Unfortunately not! That was nearer £200. Unfortunately had to go peak times hence crazy prices. It's so much less effort than driving though!
  • Nice but a bit of a spendy weekend. Football training and a birthday party yesterday and a match today. Unfortunately they suffered a heavy defeat but tried really hard.

    Went out for dinner today as we were tired out but a basic mess up and bad service resulted in a full refund. 1 in 5 of the meals came out right after waiting an hour and 2 inedible.

    Personal spends payday on Friday cannot wait! It's been a tight month I have no idea why but it has. Had a couple of birthdays but nothing much else. I must have been splashing out!!!
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