The 300k debt-free diary!!!

pandapaws

Yessss, your grocery challenge is sending me to bed now wondering about the price of brazil nuts. Will have to check back tomorrow as it'll drive me crazy in the meantime. (I'm sad like that).

Karmacat

£6! £6! Don't think about it! G'night, sweetie, sleep well, I'm off too now.
xx

Floxxie

pandapaws wrote: »

I
Greggy (as he irritatingly seems to be getting called, by me as much as anyone else) is 5 months old now and has a lovely personality. Unfortunately he hides it a lot of the time and prefers to scream/whinge. Adam loves his little brother, I think because the baby is becoming a little more interactive Adam is a little more interested in him now. Got some photos on the computer at home but Greg doesn't like MSE or anything else that prevents me from walking round continuously with him on my hip!

Hi PP,

I pop over occasionally to see if your diary is updated so happy it has been!

I don't know if you remember but my little boy was born a little after yours and I have had a sudden 'light bulb moment' after reading your post - I called him Adam - did I pick up on your DS1s name as we don't have any Adams in our family? :rotfl:

Anyway I am sure that once everything has settled you will be back to sort out that debt with gusto! Will 'see' you around.

Floxxie

pandapaws

Hi Floxxie! Course I remember your little boy - the one who had the face to match Greg's, right?! I'm very flattered that you named him Adam wherever you got the inspiration from - boys names are so difficult, aren't they? How's his skin now? Greg's still bothered quite a bit with exzema especially on his legs and the various creams the Dr has given don't seem to do a great deal. A friend has recommended something called Magic Cream which sounds rather dubious but she swears it works, and she's a nurse & mother, so I'm going to give it a go and ask for some (and hope she's not winding me up!).

I hope you're right and that I will be able to get stuck back into the debt, it's annoying that we haven't made any progress at all lately but I think we're coming out the other side of the house spending spree so should be back on track soon.

5.20am, looks like a lovely day around here so far, but our official forecast is that it will be showery between 12 and 2 and pretty windy. They're ususally right, although it's largely based on the cack observation reports I'm supposed to have been making all night, so perhaps they'll be totally wrong today!

hypno06

Hi PP, fab to hear your update.

At different times of our lives new things take priority over the old routine. The old routine was keeping track of the finances day by day - then you decide to go and have a baby and move house all on the same bloomin day! How can you be surprised that something has to slip!

You have a choice - you let work go by the wayside.....not a chance because it pays the bills.

You become a bad mother.....not an option - leave that one to me, mine are old enough to cope with MSE neglect!

You don't do the house........but given orange walls and plastic chandeliers there is no competition.

You let yourself get ill because you are trying to be superwoman.......again, not a practical option - how would you work and look after the boys.

So that leaves the finances.......you have let them drift while the other things above take priority, but it is not terminal. You are not in danger of losing the house you have just bought. You may get a shock when you do the figures - who knows whether it will be a good shock or a bad one! It may be better than you think! But whatever, you will recover and no one will be hurt or neglected in the process!

You know you can knuckle down and re-jig that SOA to make inroads to the debt - you have done so before, you can do so again........when the time is right for you and the rest of the Pandas.

Until then, don't fret about it.....pop in and say hi, and catch up a bit more often than before if you can and you will find yourself automatically slipping back into MSE ways before Greg even notices that you have changed his name to Martin

mickey_mouse

wahooooooooooooo - great to see you back and posting on your diary :T :T

Lots of hugs to the Panda family:D

Floxxie

pandapaws wrote: »

Hi Floxxie! Course I remember your little boy - the one who had the face to match Greg's, right?! I'm very flattered that you named him Adam wherever you got the inspiration from - boys names are so difficult, aren't they? How's his skin now? Greg's still bothered quite a bit with exzema especially on his legs and the various creams the Dr has given don't seem to do a great deal. A friend has recommended something called Magic Cream which sounds rather dubious but she swears it works, and she's a nurse & mother, so I'm going to give it a go and ask for some (and hope she's not winding me up!).

Yes that's the one! He still has lots of whiteheads although the acne and dry skin have now gone, thank goodness. I used that Magic Cream on my middle son - it smelt very nice and cleared up his dry skin.

I think you're doing a grand job and you'll get back to the debt busting when the time is right. I've slipped too - I'm now an official DFW although only to the tune of £10k but I'm not putting that on my signature yet - have to cope with getting through the day at the mo before I attack this one.

Floxxie

pandapaws

Hypno, you almost brought a tear to my eye, thanks for the support. You're absolutely right of course, as always.
Floxxie, ta for the confirmation that magic cream does exist. I'll ask the doc for some next week. Good luck at becoming debt-free, at least you've realised before it gets out of control.

We spent most of the day (keeping kids amused didn't help!) re-calculating our finances. It's not bad...it's bloody awful. We're right back where we started last year. We're both gutted, but we knew it was going to be messy. It was largely caused by the whole mortgage mess when we moved, and we've had to do quite a bit of work on the house since...all things considered, it could have been a lot worse. But from right now I'm getting back on track.

I think this is therefore the appropriate time for me to start a new diary. It's been a year since I started this one and I hope that it will always be saved somewhere so I can look back on it. Thank you so much to everyone who has supported me through the debt, the pregnancy, the house move and now through the baby phase. It's been one helluva rollercoaster ride!

Here's to the new diary and new start.
(Any ideas for a name?!)

Floxxie

pandapaws wrote: »

Hypno, you almost brought a tear to my eye, thanks for the support. You're absolutely right of course, as always.
Floxxie, ta for the confirmation that magic cream does exist. I'll ask the doc for some next week. Good luck at becoming debt-free, at least you've realised before it gets out of control.

We spent most of the day (keeping kids amused didn't help!) re-calculating our finances. It's not bad...it's bloody awful. We're right back where we started last year. We're both gutted, but we knew it was going to be messy. It was largely caused by the whole mortgage mess when we moved, and we've had to do quite a bit of work on the house since...all things considered, it could have been a lot worse. But from right now I'm getting back on track.

I think this is therefore the appropriate time for me to start a new diary. It's been a year since I started this one and I hope that it will always be saved somewhere so I can look back on it. Thank you so much to everyone who has supported me through the debt, the pregnancy, the house move and now through the baby phase. It's been one helluva rollercoaster ride!

Here's to the new diary and new start.
(Any ideas for a name?!)

Hi PP,

If we are talking about the same Magic Cream, it is by Avent and can be purchased from Boots (and the other big stores).

Good idea about a new diary but have no ideas about a new name - half the time I can't remember my own so I'm no hope there -sorry! At least with my debt I now have an excuse to follow the DFW diaries! Thanks for the support.

Floxxie

Karmacat

Isn't that a lovely post by hypno? I'm sorry to hear about the debt level, tho, Panda, you worked so hard on getting the solicitors fees paid with bingo and m.b.ing..... I hope you can find a new surge in your new diary - and I've no idea about the name either, like Floxxie. Sorry!