The 300k debt-free diary!!!

chocaholic110

Possibly too late, but if you're on here before you go have a great time in Dublin!

badmark

You make me feel much better!! I thought my life was complicated till I read yours.... but its galvanised me into getting all the debt stuff sorted,filed etc, and given me a few ideas for selling on ebay Thanks m

pandapaws

Badmark, er, thanks, I think!!! I notice that very few of us on here have nice simple lives. Mine will be one say soon. It WILL I tell you!!!

Cheers Choco! Really looking forward to the break away. Dread to think how much you'll have achieved by the time I get back!

k1mmie

Hi pandapaws. I am a newbie to this thread, so just read you posting. Firstly congrats on the news. (Please excuse me if I have missed a chunk - i read the first page and the last). I can relate to your financial situation. My hubby had to take a cut in salary with a change of hobs and we now have half of before. Like you in this day and age you would think with £4000 would enable a good standard of living. With the cost of living and housing it goes to show - it is far too expensive. We are struggling to juggle our bills and debts. We had our house for sale for 6 months but did not sell and our neighbours have been up for sale for a year now. So that idea is off. Not that we would have got anything out of it anyway. Hubby is looking for another job to try to increase his salary and I am going for dead end jobs just to make some extra cash. Have an interview tomorrow - so will see. How is your pregnancy going? Wishing you all the best.

pandapaws

Hi Kimmie! Thanks for posting! You're right about how hard it is to make ends meet these days, although I know that for us most of it is self-inflicted but even so, I just don't know how some people manage (a lot better than me!). Our wages are basically divided into 3 big chunks of £1500 - one for mortgage, one for debt and one for living. So even without any debt, if I wasn't working we wouldn't be able to make ends meet as there's only a couple of hundred slack in the 'living' bit. When did everything get so expensive?!

Good luck with the interview tomorrow, let us know how it goes! Pregnancy is going fine so far thankfully - no problems, not too much discomfort so far, so fingers crossed it'll stay that way although I doubt it!

Edit - Just had a look at your diary Kimmie, sounds like you're having a pretty rough time of it at the moment. Really hope that you get the job tomorrow and that things start to pick up for you.

pandapaws

Ok, so I own up. I've left it all to the last minute as usual! Got to have the house spotless for 4 reasons:

1. Possibility of viewers while we're away (subject to the muppets at the house-sale prevention agency)
2. Parents arrive for a few days the second we get home, and not nice to 'welcome' them into a tip!
3. Was hoping to put up Xmas tree and decs while parents are here and won't do that in a messy house.
4. I absolutely HATE coming home to a filthy house (slight exaggeration, but it might as well be for all the junk that's lying around!)

Therefore before we head off to Dublin tomorrow, I've got the lounge, kitchen, dining, hall, office, 4 toilets, 2 stairways, playroom/gagage and 5 bedrooms (including mine, which at least is only half a mess) to clean. Got until about 1pm tomorrow to get it all done. Great.

I somehow thought that if I ignored it for long enough, it would clean itself, but strangely enough that hasn't happened? Perhaps I haven't left it long enough yet?:D

I'm making a bit of a start tonight in the office (hence I'm sitting here procrastinating rather than doing anything productive) but I don't know where to put anything. And it's far less effort to sit here and think about it than actually do anything about it. Why am I so crap?!

lunar

Hi, hope you have a great time in Dublin, you have definatly deserved this break away. Hope you managed to get all your jobs done, its so nice coming back to a clean house. Sounds like you have lots to get done before you go.

pandapaws

I certainly do, and so far this morning have spent an hour doing none of them. Time to unplug and promise myself I won't even look at a computer until the house is spotless. (See you all in a few months then!)

Karmacat

Noooo, you're not crap! Look at your creativity : "the house-sale prevention agency" - I love this! I do know what you mean about coming home to a clean house tho - hope you manage to get most of it done.

lunar

we will be checking that your greenlight stays off till all that cleaning is done! Have fun.