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Bank Of Scotland and Lloyds ?

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Comments

  • pinkdalek
    pinkdalek Posts: 1,355 Forumite
    Part of the Furniture 1,000 Posts
    Lloyds and Halifax branches have the same systems but that's all, they don't have access to each other's information.
    A Lloyds customer cannot deposit or enquire on their account in Halifax and viceversa, however a BOS customer can in Halifax.

    Also Halifax/BoS have the same banking licence.
  • pinkdalek wrote: »
    A Lloyds customer cannot deposit or enquire on their account in Halifax and viceversa, however a BOS customer can in Halifax.
    But, it would appear, not in Scotland.
    Also Halifax/BoS have the same banking licence.
    Irrelevant.

    So do Birmingham Midshires and Intelligent Finance.
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    The Halifax staff implied it was a policy rather than a systems issue.

    The Halifax branches still appear to be very quiet - it probably doesn't help that people with mixed products will default to BOS as they will service both brands.
    pinkdalek wrote: »
    I find that hard to believe as the Halifax branches would surely have the same systems as their branches in England/Wales/NI
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • pinkdalek wrote: »
    I find that hard to believe as the Halifax branches would surely have the same systems as their branches in England/Wales/NI

    You still can't use them.

    I don't knkw why you'd need to use them anyway, there's plenty of BoS branches in Scotland.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
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  • The other day I couldn't get in to my Intelligent Finance Account.


    They had to send me a new activation code. Today I tried to get in to my account. Again it showed that my account was blocked.


    I rang them up. Oh, I was supposed to ringthem for them to activate the account.


    It is not highlighted or underlined that I must call them.


    I would say that most people would look at the security code and then log on online.


    This is what I do with Natwest.


    Now the only way to email them is to be online. Intelligent Finance/Lloyds buck your ideas up.
  • ColdIron
    ColdIron Posts: 10,025 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    You have already started a new thread with the same message
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    1. There are BoS branches within 60 seconds walk of each Halifax branch.

    do you mean that?

    there are Halifax branches on New George Street and Mutley Plain, both Plymouth. i don't think there should be much you can't do via those branches. Forget Lloyds...but Halifax Bank of Scotland are more closely integrated. (i have a Halifax employee here)
  • planteria wrote: »
    do you mean that?
    In the context of Halifax branches in Scotland, yes.
  • I'm almost certain that the Halifax branch in Glasgow is across the street from a BoS branch. Hence why it won't co-service.
    DEBT FREE!

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  • Aquamania
    Aquamania Posts: 2,112 Forumite
    Is there another Plymouth I'm not aware of in Scotland?

    :huh:
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