How do you keep track of your finances?

Millie321

Hi all

I'm not great at excel and spreadsheets and i really want to get organised with my spending so i can keep track of all my bills and spends.

Is there a good spreadsheet i can download from anywhere that can help me budget.

i have completed Martins Budget planner, but i want one i can use monthly adding extra spends as they occur etc.

thank you

marvin

I use my own beast of a spreadsheet but here is a link to some

http://financialsoft.about.com/od/spreadsheettemplates/tp/Free-Budget-Spreadsheets.htm

Here is a thread on the subject

https://forums.moneysavingexpert.com/discussion/950

TopCat1978

I have always (for over 15 years) used Microsoft Money, you have to download but I find it really easy to use and you can track bank balances and set up the monthly / annual bills too.

Hope that helps (I shall see if I can find a link)

TC

Dobbibill

There's a few different ones here, personal, household, family etc

http://www.vertex42.com/ExcelTemplates/budgets.html

Bmth100

Nice and simple, iPhone notepad. I chronologically list the money coming into and going out of my account and keep it up to date for around 2 months in advance, with a running total of my bank balance. E.g:

+ £XXX wages November 20th (£1,000)
- £XX Utilities November 22nd (£950)

But primitive and OCD, but really clear and useful.

marvin

Bmth100 wrote: »

Nice and simple, iPhone notepad. I chronologically list the money coming into and going out of my account and keep it up to date for around 2 months in advance, with a running total of my bank balance. E.g:

+ £XXX wages November 20th (£1,000)
- £XX Utilities November 22nd (£950)

But primitive and OCD, but really clear and useful.

Apart from some us not having an I anything some finances are a little more complicated, loans, mortgages, investments, savings, pensions etc all of this needs keeping track of.

I also keep track of NI and Tax as well as total and net incomes for the year.

M0ney

I like Money Dashboard.

Ken68

I have two analysis books, one for my main bank account and one for petty cash spending. At month end print off all online bank statements and amalgamate and list all assets, including shares and property values.
During the month I do a forecast of ins and outs so as not to go into debt mode.
Works for me.

enthusiasticsaver

There is a free iphone app which I use called spending for everyday outgoings and incomings.


I also have a excel spreadsheet to keep track of savings accounts (maturity dates for fixed rate savings and interest rates) , and pension information compiled from statements. I do also have Personal Accountz on my laptop which I got years ago and have kept upto date but tbh I am not sure I need that any more. I had to pay for it though so I have kept using it.

Archi_Bald

Topcat1978 wrote: »

I have always (for over 15 years) used Microsoft Money, you have to download but I find it really easy to use and you can track bank balances and set up the monthly / annual bills too.

Hope that helps (I shall see if I can find a link)

TC

Download links: http://www.hotukdeals.com/freebies/free-microsoft-money-finance-software-save-yourself-40-1453292

I have been using MS Money for well over 10 years. MS don't maintain it any longer but it is still very good. There may be some more modern packages now but I can't see myself migrating as there is nothing fundamentally wrong with MS Money. If I started fresh, though, I would investigate a few more recent offerings, too.

TrustyOven

I use a program like MS Money: http://en.wikipedia.org/wiki/KMyMoney