Lloyds Bank Representative

MABLE

Thanks everyone for their input. I'm sorry I did not make myself completely clear hence some of the replies.

Every year Lloyds Bank have a review of customers overdrafts and based on on that they decide if any adjustment is needed. Now as Lloyds have this grace period I sometimes tend to use the overdraft facility in the morning but make sure the money is paid back by 3.30pm.

So what i am asking is at review time would it show I am making use of the overdraft or not based on the fact it is paid back the same day.

I went to a large Lloyds bank yesterday pm and they even told me as soon as I went overdrawn i would incur charges and their monthly fee. They were not even aware of the grace period. As regards my question they hadn't a clue.

callum9999

agrinnall wrote: »

Why don't you just ring Lloyds up and ask them rather than waiting for a rep to come on here, spot your post, and consider it worth answering?

Rather obviously because this is FAR less hassle than ringing them up... Any need for the attitude?

agrinnall

callum9999 wrote: »

Any need for the attitude?

You're starting to get a reputation for sniping at other people, how about you answer questions and leave out the insults?

callum9999

agrinnall wrote: »

You're starting to get a reputation for sniping at other people, how about you answer questions and leave out the insults?

Where's the insult? I wouldn't "snipe" at people if they weren't being so rude and abrupt. It's starting to become like an old-boys club on here and I don't like it.

colsten

I have now put callum9999 on my ignore list. Again.

callum9999

colsten wrote: »

I have now put callum9999 on my ignore list. Again.

I'm more curious as to why you'd take me off in the first place!

anoncol

callum9999 wrote: »

I'm more curious as to why you'd take me off in the first place!

I guess they will never see this.

callum9999

anoncol wrote: »

I guess they will never see this.

Unless they take me off the list again!

I was genuinely curious why they ever took me off. While I think using the ignore list (unless you're being bullied or targeted by someone) is rather bizarre, it seems even weirder to actively monitor the list so you can periodically remove people from it.

jonesMUFCforever

On a different matter is there a list?


How do you put people on LOL ??

callum9999

Oh, I thought there was a list but the option to add someone to it isn't where I'd imagine it would be. In which case my posts my no sense at all!