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Three choices in life; Give up, Give in or Give all you've got!!

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Comments

  • Oh my goodness Lucky, I've just finished reading your diary (it's taken a while!). You are such an amazing, inspirational lady. Not only do you cope admirably with everything life throws at you, but you also show such care and compassion to other people. You're just wonderful! Xx

    Aw, thank you WelshKitty :A. You’ve made me feel all warm and fuzzy! I don’t feel amazing, or inspirational, but I do try to be a nice person so I’m happy you think that :D Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Had a full No-Spend weekend :j. Did a bit of food shopping today though.

    Had a call from Barclayc@rd re PPI today. They wanted to know ridiculous amounts of information from 1999 :eek:. They were good enough to say they realised it was a long time ago so best guess would be fine :rotfl:. Hopefully they’ll find in my favour and I’ll get a refund. The very fact I didn’t know I’d ever had PPI should hopefully work for me Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive vibes for the PPI :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed here as well

    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hopefully you had the PPI. I always used to say no to it, couldn't afford any extra payments. Starting to wish I had though. I looked into it a couple of years ago just in case but nothing came of it. Fingers crossed xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict wrote: »
    Hopefully you had the PPI. I always used to say no to it, couldn't afford any extra payments. Starting to wish I had though. I looked into it a couple of years ago just in case but nothing came of it. Fingers crossed xx

    I didn’t think I had PPI, ever. With the deadline approaching, and inspired by Hairy, I filled in online forms with any company I could remember having had a credit card with. Barclaycard said I did have PPI (I think it may have been Egg?). They called today to ask the questions they needed to make a decision on whether I’m due a refund. If they say no, I’ll take it to the ombudsman :cool: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Up and down day today. Fell out with DH big style and walked out the house in a temper at 9.30am, leaving him on his own. I was so annoyed I didn’t even care that I was leaving him alone :mad:.

    I drove to the cinema to collect the tickets I won and then met up with my Sister :A. We had a soft drink together, which she paid for :A, and had a good natter. While I was with her I got an email to say I’ve won a Product of the Year goody bag worth £220 :j. It has an Amazon Fire Tablet, groceries, wine, chocolate and loads of other things in so I’m super pleased.

    Came home to check on DH (who was fine!) ans then did the school run and the dentist for DS1’s check up.

    Boys went to MiL for pancakes for tea tonight and now DS2 feels sick and keeps threatening to puke :(.DH has gone to Best Mate’s house for a catch up.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the goody bag win :j :j :j

    Boo to the OH :( xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wow what an amazing win, well done :T. Sorry about the row with DH though.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Auntie_Bogus
    Auntie_Bogus Posts: 23 Forumite
    edited 6 March 2019 at 12:18PM
    You have every right to fall out, what with everything you’ve been through over the years and it’s good to throw a wobble once in a while and get it off your chest. You’re an amazing lady and don’t you forget it!

    Fab goody bag win and something to look forward to when it arrives.

    Sending big hugs (((( )))) xx
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