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Three choices in life; Give up, Give in or Give all you've got!!
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I'm glad he seems better today
. I remember being very moody and miserable when I was fourteen, I'm glad I'm not a teenager anymore.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Have to agree I would really hate to be a teenager again.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Moody teen has been out with a friend most of today so all calm :j.
Lost 3lbs at chub club so last week’s gain has gone :T.
Got travel insurance sorted also. Did a search the other day and best deal was £60 with a company I hadn’t heard of. When I went back the search had timed out so I had to re do it, this time the cheapest was £48, or I could get a really good deal with minimum excesses for £58 with M0re Th@n so I went for that. Another job ticked off the list.
Cashed out a £5 Amaz0n voucher from GlobalTestM@rket and have enough points to do the same on Sw@gbucks. Almost at £50 on Y0uG0v but not sure that’ll be done and paid out by holidays.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Good news on insurance & Yoo GovI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow! @please-let-m.. I'm inspired by you. I can't imagine how you do it!! but you are truly inspirational. Keep up the great work being a great mother.
Thank you eringray.
I don’t feel very inspirational, or a particularly good Mum, but I keep trying my best Xx
Feeling panicky again today, mainly about money. We go on holiday in 4 weeks and I haven’t saved nearly as much as I had hoped. I’m still really happy that I won the holiday obviously, but it’s amazing how much a free holiday costs when you add in train travel, a night at a hotel, insurance, attraction tickets, spending money etc. On top of that both boys have sprouted all of a sudden and need new joggers, shoes and possibly shorts as they haven’t tried last year’s on yet.
I’ve listed a couple of things on eBay, got a bag of clothes to weigh in, booked cinema tickets for DS1 and his pal using premier points so technically free but now I’ve run out of ideas. Anyone know where I can find a money tree?? :cool:.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
If you find that money tree let me know
Well done on the weight loss.
It's all the extras needed for holidays that mount up: insurance, getting to and from airport, spending money, clothes, sun lotion, etc - the list is endless and usually costs more than the holiday itself.
Unfortunately I'm hopeless at making extra money so can't come up with any ideas, sorryHowever, knowing you, you'll come up with something
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sorry PLMBL I've no bright idea's for making extra money just the usual surveys/ebay. Could you do a car boot? Get all the boys clothes out and see what still fits and what doesn't then make a list from there for what they need for hols, are you staying in a villa or hotel? If your in a villa you will have a washer dryer and therefore don't need to take as many clothes. Can you cut the grocery budget for the next few weeks and eat cheaper meals r add a few in, nothing wrong with beans on toast or scrambled egg on toast a couple of times a week. Remind the boys why you are trying to save, I do this with my DC and its amazing what they decide they don't need anymore and will sell on ebay if it means a bit more spending money.0
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Thanks ladies :A.
Great ideas pwps! Things there I’ve lost sight of in my panic. Will do another freezer/stores inventory so I can trim the shopping budget Xx
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I too am hopeless at making extra money.
Currently trying to think of a way to raise money to pay for new blinds!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You could pimp Mr eye candy Lucky out as a shirtless waiter? handyman? :rotfl::rotfl:Oakley as a ring bearer/dog model......;)
I'm in the same boat panicking..... we tend to book cheap cheap holidays really early but they creep up very fast :eek:Living in a superhero induced haze :A:A
"You did good Kidda!"0
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