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Baby steps to mortgage freedom for beanielou.
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Hope you’re feeling a little better Beanie - more virtual hugs :beer:January spends - £587.580
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I hope you're feeling better Beanie and that you have a lovely weekend
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope all is ok xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hi Beanie - hope all is well....January spends - £587.580
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Morning Beanie Are you up to anything nice today? Weather is dire here today so I'm hunkering down with a film. xx 0
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Thanks everyone.
I am plodding on.
Sick of falling & stressing about money.
I had to buy new shoes yesterday as one of the pairs I wear all the time had a hole & was not helping the way I walk.
I have to be very careful.
I did have a voucher which is spent now & I had to add to it. So good I had the voucher but boo to adding to it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NorthernMonkey1 wrote: »If you fast forward 2 months, just imagine how you'll feel about getting really upset over a catch on a washing machine door and £35. You'll probably laugh that it managed to become a huge thing, when it wasn't.
It can be useful to note down these 'huge issues' which befall upon us, so the next time one happens, you can look at the list of disasters which weren't really a big deal. It can help to gain perspective more quickly next time something inevitably happens,
I have to do this for work, otherwise I get stressed about the next massive issue, which was no bigger than the last massive issue, which was all sorted out after a few days fretting.
The issue was I did not have the money to fix it at that moment in time & had to rob Peter to pay Paul.
Hey ho.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Vouchers are such a help, aren't they, beanie. And you absolutely can't walk around with holes in your shoes, of course not! Thats a "saving" too far, and I can understand you being completely fed up of falling.2023: the year I get to buy a car0
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I hope you find something nice to do this weekend If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
doingitanyway wrote: »I hope you find something nice to do this weekend
I am seelng family tomorrow I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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