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Baby steps to mortgage freedom for beanielou.

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    You are definitely not horrid Beanie, quite the opposite in fact. I don't know what made you feel that way but you're never going to convince us that you're horrid because we know better :naughty:.

    I hope you feel better soon.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,955
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    Beanie, whoever has made you think this, they are wrong.

    It is EXACTLY as Girl at play said.

    don't give them brain space.
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Hardly slept last night.
    Spent most of the morning crying.
    It will take me a long long time to get over yesterdays shanagins (sp)

    Thank you for all you lovely people taking the time to post.
    It means a lot.

    However, inspired by how well Hairy has done & the feeling I had to be doing something I have decluttered the cupboard of doom.
    So I am so pleased with that.

    Thanks again.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Sun_Addict
    Sun_Addict Posts: 26,321
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    I'm sorry you feel carp at the moment. You're a good person, don't take notice of anyone who tries to make you feel otherwise, it's them that have a problem,not you. Sometimes I think I must've been a mass murderer in a previous life the payback I'm getting now.

    Well done on the decluttering, it feels good doesn't it :)

    Take care dear Beanie xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • NorthernMonkey1
    NorthernMonkey1 Posts: 352
    Ninth Anniversary 100 Posts Combo Breaker Mortgage-free Glee!
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    I have a 10% rule.

    You can't keep all of the people happy all of the time. If you try, people walk all over you, and you end up mentally exhausted. Instead aim to keep 90% of the people happy 90% of the time.

    The 10%, well, it's just not their lucky day. If you've only upset one or 2 people, then that's their problem, not yours.
  • juliejim
    juliejim Posts: 7,944
    Part of the Furniture 1,000 Posts Combo Breaker
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    Hugs Beanie - you're lovely!

    Have you had a parcel yet?

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
  • teapot2
    teapot2 Posts: 3,937
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    Hope you manage a sleep and feel better tomorrow - well done on the decluttering. Hugs x
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    juliejim wrote: »
    Hugs Beanie - you're lovely!

    Have you had a parcel yet?

    Jue

    Yes. Thanks.
    Sent you a PM yesterday 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,315
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    Creeping in through the door , late as ever. Sorry to hear all your news , do you have a photo of miss J . My cat who we lost in 2011 is still on my fridge door , a photo that is. It helps us remember her.

    I hope whatever happened the other day has been put to rest , you are a lovely person always full of helpful advise and comments.

    Can't believe anyone would say what the person said about you wobbling and looking drunk , Karma has a way of sorting them out I hope.

    Have a better day today Beanie , sending hugs to you x
    Life is an adventure, never stop exploring.

  • in_need_of_direction
    in_need_of_direction Posts: 8,433
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    Beanie, echoing what others have said about your nightmare day. I’m not suggesting you post about something so painful but am hoping you can talk it through with someone
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
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