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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 96,040 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    please-let-me-be-lucky wrote: »
    OMG, what a twonk! Did you say, Oh you’re the one with the tact and intelligence of a newt?! Xx

    Wish I had prodded him with my stick.

    Now on downer.
    I try my best you know in so many ways.
    Is that how people see me. 😢😢😢
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,559 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Wish I had prodded him with my stick.

    Now on downer.
    I try my best you know in so many ways.
    Is that how people see me. 😢😢😢

    No it isn't, absolutely not, at least not the people who matter. Don't give him or his ignorance any power over how you feel - he's not worth it x
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    teapot2 wrote: »
    Don't give him or his ignorance any power over how you feel - he's not worth it x
    This, absolutely! Somebody who will say what he said, on an actual introduction - he's not worth the dust on your boots. I was going to put it more strongly, but that will do.
    2023: the year I get to buy a car
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Is that how people see me. 😢😢😢

    No only that total moron :mad:. Trip him up with your stick if you ever see him again and then say "Oh sorry, us drunk people can't help being a bit clumsy" ;).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those that matter don’t mind.
    Those that mind don’t matter.

    Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »

    ...
    The rain here today has just ben blooming dire.

    I was introduced to someone today & he said ' oh you are the one who wobbles around like you are drunk'.
    I kid you not:eek::eek::mad::mad:
    Nothing like making someone feel good:(:(


    That rain yesterday was pretty awful. I met LMG in town and I was so soaking wet when I got home I put the heating on. It's May for crying out loud.


    I like Hairy's idea! Do it!!


    More hugs xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • doingitanyway
    doingitanyway Posts: 10,149 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry hear about your cat.

    People say such thoughtless things sometimes don't they?

    I hope you have something nice in the near future to look forward to to lift your spirits?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • in_need_of_direction
    in_need_of_direction Posts: 7,772 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Acting upon hairy’s suggestion would cheer all of us up ;)
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just one addition to Hairy's idea, if once you have tripped him up your stick could meet with his testicles that would be ACE.
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,040 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks everyone.
    Another dire today.
    Wont go into details but it was just dire.
    I really must be a horrid person.
    Is all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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