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Baby steps to mortgage freedom for beanielou.

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  • Do you know that good procurement systems are supposed to deliver most economically advantageous and not just cheapest. For me, you getting the right scooter will give you an independence that might even reduce short car journeys and help save the environment, the nhs from having to fund health initiatives if you end up completely isolated and depressed etc. This is not a frivolous spend.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 96,094 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Do you know that good procurement systems are supposed to deliver most economically advantageous and not just cheapest. For me, you getting the right scooter will give you an independence that might even reduce short car journeys and help save the environment, the nhs from having to fund health initiatives if you end up completely isolated and depressed etc. This is not a frivolous spend.
    No not a frivolous spend,just a sad one.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    But it's not a negative thing, it's a positive thing. It's not sad that you can have a better quality of life, it's not sad that you'll have more confidence getting out and about. There's a solution out there for you and that's brilliant.

    It's not giving up or giving in, it's moving on with the rest of your life in a positive way. The time to be sad is when there's no options left.

    DH didn't want to use a mobility scooter in his late 30's but after realising just how much life it opened back up to him, he was away and scooting! As you've seen, we get up to all sorts, without the scooters I think he'd have done something silly by now. Being able to get out and about independently and safely is a huge thing, a really positive thing.
    "Start every day off with a smile and get it over with" - W. C. Field.
  • lucielle
    lucielle Posts: 11,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My Mum got a scooter and it opened up a whole new world for her. She enjoyed tormenting my step dad by keep moving the speed setting from tortoise to hare!

    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • I think it’s great that you still have so many reasons to be out and about.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Beanie :) I agree with everything everybody has said about getting the scooter. But I also understand how you must feel about the whole situation. However, that feeling is stemming from where you're sat now. I'm sure when you get it and you're whizzing around doing whatever you want to do whenever you want to do it, you'll look back and think, should have got one sooner. ;)

    I really wouldn't worry about the money. Clearing the CC is great but you know you're disciplined enough to do that while also paying down the mortgage and other things. This is a spend that's worth so much more than just money. :)

    Have a lovely day. xx
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    [/B]


    So my current aim is to buy a second hand one for getting about locally.
    So not not giving in but enabling.

    But certainly not MSE.
    I COMPLETELY disagree with you beanie :cool:. MSE is not about not spending money, but thought-out spending done as economically as possible.



    I hope it brings you freedom :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Do you know that good procurement systems are supposed to deliver most economically advantageous and not just cheapest. For me, you getting the right scooter will give you an independence that might even reduce short car journeys and help save the environment, the nhs from having to fund health initiatives if you end up completely isolated and depressed etc. This is not a frivolous spend.

    I have to say I think this is a great post
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
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    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Pooky wrote: »
    But it's not a negative thing, it's a positive thing. It's not sad that you can have a better quality of life, it's not sad that you'll have more confidence getting out and about. There's a solution out there for you and that's brilliant.

    It's not giving up or giving in, it's moving on with the rest of your life in a positive way. The time to be sad is when there's no options left.

    DH didn't want to use a mobility scooter in his late 30's but after realising just how much life it opened back up to him, he was away and scooting! As you've seen, we get up to all sorts, without the scooters I think he'd have done something silly by now. Being able to get out and about independently and safely is a huge thing, a really positive thing.

    .....and I love this one too, although Pooky always did talk sense. Cmon Beanie, get your head in the right place and get on with it. Spending money wisely is good but you don't want to go down the route of it being a false economy. Buy what is best for you.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • milann
    milann Posts: 11,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Beanie once you get a scooter I suspect you will wonder how you ever managed without it - it will make such a difference.
    Something I asked a family member who struggled going from walking gingerly to using wheels - ‘if you see somebody on a scooter - would you think less of them because of it....?
    Be kind to yourself Mrs :beer::beer:
    January spends - £587.58
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