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Baby steps to mortgage freedom for beanielou.
Comments
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            Oh & I did spend some money on me today.
 A friend has set up a wee venture doing nails & tans & things.
 Not had my nails done for about 10 years since I was a friends bridesmaid!
 Gray & purple I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            :T to the pot for your hair. You know I love a savings pot. Good luck to your friend with her business and how lovely of you to support her by having your nails done. x                        0 Good luck to your friend with her business and how lovely of you to support her by having your nails done. x                        0
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            :T to the pot for your hair. You know I love a savings pot. Good luck to your friend with her business and how lovely of you to support her by having your nails done. x Good luck to your friend with her business and how lovely of you to support her by having your nails done. x
 Thanks , I am so so chuffed with them.
 Her opening offer had finished but she was good enough to honour it as I couldent manage last week xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Hope your girl cat is ok. Lumps here are usually to with fighting, particularly my fluffy friend who is totally crap at it but refuses to give up.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
 GNU Mr Redo0
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            redofromstart wrote: »Hope your girl cat is ok. Lumps here are usually to with fighting, particularly my fluffy friend who is totally crap at it but refuses to give up.
 This fluffy friend does not go out.
 She is a house cat, one of the rescues from last year.
 She does not fight in the house.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Your nails sound lovely Beanie, I'm glad you treated yourself, you deserve it .                        Finally Debt Free After 34 Years, But Still Need to Live Frugally .                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
 Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
 EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
 CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
 HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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            I'm so pleased you had your nails done and you are starting a hair pot. That's a pot of money for getting your hair done not a pot full of hair If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720250
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            Hair pot made me laugh:eek::rotfl:
 Yes glad your saving for something nice for yourself.
 Hope lump turns out to be something and nothing. Do you have a pdsa nearby or do they still exist even? just a thought.....January spends - £587.580
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            Ooh your nails sound fab Could you get your hair cut by a trainee to save money or get a Groupon deal? Could you get your hair cut by a trainee to save money or get a Groupon deal?
 Fingers and everything else crossed the lump is nothing. When my dear departed old boy was 15 the vet found a lump in his stomach, said it was cancer, offered to operate for £1,500 :eek: Decided not to bother given his age, he went on for another 6 years, the lump just disappeared.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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            Sun_Addict wrote: »Ooh your nails sound fab Could you get your hair cut by a trainee to save money or get a Groupon deal? Could you get your hair cut by a trainee to save money or get a Groupon deal?
 Fingers and everything else crossed the lump is nothing. When my dear departed old boy was 15 the vet found a lump in his stomach, said it was cancer, offered to operate for £1,500 :eek: Decided not to bother given his age, he went on for another 6 years, the lump just disappeared.
 Well Miss J will not be getting 1.5k spent on her.
 Wouldent even spend that on my best boy!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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