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Baby steps to mortgage freedom for beanielou.

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Comments

  • teapot2
    teapot2 Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry it was a struggle but hope it will help :)
  • Sun_Addict
    Sun_Addict Posts: 24,462 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh Beanie sorry to read girl cat has a lump. Hope you've got someone to take you to the vet with her. Hope she's ok. We love our fur babies but they are such a worry. Sending positive vibes xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I didn’t think acupuncture did any good then doc sent me for physio several years ago with a bad hip....the physio didn’t do a great deal but physio suggested a course of acupuncture, I didn’t think it’d do much - how wrong was I - it made such a difference.

    Glad it’s beginning to kick in for you.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann wrote: »
    I didn’t think acupuncture did any good then doc sent me for physio several years ago with a bad hip....the physio didn’t do a great deal but physio suggested a course of acupuncture, I didn’t think it’d do much - how wrong was I - it made such a difference.

    Glad it’s beginning to kick in for you.
    ful.


    I had it years ago & dident find it help.
    However since starting having it again in the last year I find it does make a big difference.
    For me the trick is in making sure the needles are in exactly the right place. In the right pesky muscle.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    Oh Beanie sorry to read girl cat has a lump. Hope you've got someone to take you to the vet with her. Hope she's ok. We love our fur babies but they are such a worry. Sending positive vibes xx

    Thanks SA.
    Hoping for Thursday.
    More blooming money:eek: xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So. My budget has been all over the place this month.
    So for the rest of the month am hoping to get my head down & spend as little as is humanly possible.

    One thing I am going to start is a wee money pot for my hair.
    I colour it at home using a foam.
    But it does need cut.
    It has neither been cut nor coloured since DS's graduation last year.
    It is currently truely dire.
    Too long but not quite long enough for a pony tail. Yuk.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I cut my own hair, beanie, and the result gets a bit ... ragged ... after a while :) I last had it cut at a hairdresser in May 2016, when my nephew got married in Scotland :) Maybe I'll go to one of the £11 wet cut places in Big Coastal City before the caravan holiday in April that we've booked.


    Hope the budgetting goes well for this month!
    2023: the year I get to buy a car
  • I hope the acupuncture helps you and you find a way of getting kitty to the vet.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Karmacat wrote: »
    I cut my own hair, beanie, and the result gets a bit ... ragged ... after a while :) I last had it cut at a hairdresser in May 2016, when my nephew got married in Scotland :) Maybe I'll go to one of the £11 wet cut places in Big Coastal City before the caravan holiday in April that we've booked.


    Hope the budgetting goes well for this month!

    Blimey, 3 years since you came to Scotland.
    No way would I cut my own.
    It is bad enough now, if I did it myself I hate to think :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I hope the acupuncture helps you and you find a way of getting kitty to the vet.

    Thanks.
    Hoping for next week for the cat.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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