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Baby steps to mortgage freedom for beanielou.

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Comments

  • ZTD
    ZTD Posts: 24,327 Forumite
    The trouble is you can keep everything warm except your nose, the tip of my nose feels frozen sometimes :mad:.

    If you want to show the young'uns how trendy you are...

    ?u=http%3A%2F%2Fwww.planetbuff.com%2Fmedia%2Fcatalog%2Fproduct%2Fcache%2F1%2Fimage%2F500x500%2F9df78eab33525d08d6e5fb8d27136e95%2Fk%2Fe%2Fkettenbandana1facemask_1.png&f=1
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    Not the best of days it has to be said.
    Toodled off to my voluntary role this morning & was slightly late.
    When I got there the car park was a sheet of ice. I was finding it difficult to get out of the car,every time I put my foot on the ground I slid.
    Got into the office & started ranting about of salt blah blah:o:o:o

    That's fair enough - they're responsible for your health and safety and the car park is in their control.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    If you want to show the young'uns how trendy you are...

    ?u=http%3A%2F%2Fwww.planetbuff.com%2Fmedia%2Fcatalog%2Fproduct%2Fcache%2F1%2Fimage%2F500x500%2F9df78eab33525d08d6e5fb8d27136e95%2Fk%2Fe%2Fkettenbandana1facemask_1.png&f=1

    :rotfl::rotfl::rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,248 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ZTD wrote: »
    That's fair enough - they're responsible for your health and safety and the car park is in their control.

    Apparantly not.:mad:
    I am thinking on binning it.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,248 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ZTD wrote: »
    If you want to show the young'uns how trendy you are...

    ?u=http%3A%2F%2Fwww.planetbuff.com%2Fmedia%2Fcatalog%2Fproduct%2Fcache%2F1%2Fimage%2F500x500%2F9df78eab33525d08d6e5fb8d27136e95%2Fk%2Fe%2Fkettenbandana1facemask_1.png&f=1

    Oh where to buy it:rotfl::rotfl::rotfl
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    Oh where to buy it:rotfl::rotfl::rotfl:

    Just look for "buff".

    If you get the skull one, just mention "Call of Duty" to da kidz...

    https://www.amazon.co.uk/Buff-Polar-Chewbacca-Brown-Balaclava/dp/B075CXXXDC/ref=cts_sp_2_vtp
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 96,248 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ZTD wrote: »
    Just look for "buff".

    If you get the skull one, just mention "Call of Duty" to da kidz...

    https://www.amazon.co.uk/Buff-Polar-Chewbacca-Brown-Balaclava/dp/B075CXXXDC/ref=cts_sp_2_vtp

    Over budget:rotfl::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,474 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Not many ideas about pressie other than voucher or fancy beers/cider. Morrisons do 3 for a fiver .
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,248 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann wrote: »
    Not many ideas about pressie other than voucher or fancy beers/cider. Morrisons do 3 for a fiver .

    Thanks.
    Someone on another thread suggested 18 beers for 18 years.
    That is too expensive so I am thinking a scaled down version of that.
    Need to find a box.
    Recycling went out today which is a pain as there was a box in it which have been the very dab.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,248 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Book club tonight.
    They are starting to charge~~blooming cutbacks :mad:
    So we will see.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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