Baby steps to mortgage freedom for beanielou.

beanielou

ZTD wrote: »

Well...yes. From the accounting side, if you have a £100,000 mortgage with and interest rate of 2%, once that's paid off, you can blow that 2% on...lets say...hats and still have spare room in your budget (capital repayments).

From a "sleep at night" point of view, my Grandfather apparently had a saying: "Out of debt, out of danger."

Though I should point out, he lived through the Great Depression - the idea is still valid.

Out of debt, out of danger sounds good to me.
I like that. A lot.
That is what drives me to get rid of this blooming mortgage as at least I can have a roof over my head without the worry of not having a home.

System

Sorry to hear about your friend Beanie . Live every day to the full , that's my motto .

beanielou

Cumbria_lass wrote: »

Sorry to hear about your friend Beanie . Live every day to the full , that's my motto .

Thank you A good motto to have.

Mine as everyone knows is to keep plodding.

in_need_of_direction

Sometimes plodding gives you the chance to smell the roses. For me, this MSE thing is about increasing choices. If I hadn't made my ops and my economies, I'd never have felt able to walk away from the well paid job that I can now see was making me ill. Take care.

beanielou

in_need_of_direction wrote: »

Sometimes plodding gives you the chance to smell the roses. For me, this MSE thing is about increasing choices. If I hadn't made my ops and my economies, I'd never have felt able to walk away from the well paid job that I can now see was making me ill. Take care.

Thank you.
You too xx

milann

The MSE thing for me is not having to worry. But sometimes I couldn't even think of paying extra - I needed to live and relax and take the foot off the pedal for a short time whilst I evaluated - but I always paid what I had to and didn't get in arrears - just not the extras - then when my spirits lifted paid the extra if I could. As long as it was going in the right direction life was ok.

It makes you put life into perspective though when you lose a close friend or family member - thinking of you.

beanielou

Thank you Millan xx

beanielou

Well I have done some paperwork decluttering today & feel better for it.

I am really chuffed at how fast the snow is melting :j :j

milann

Hope the snow goes quickly so you can get out and about. All the white stuff has gone from here and everywhere looks lovely and colourful.

Butti

Sun_Addict wrote: »

And don't think too much Beanie, no good ever comes of it xx. Just be xx

Exactly try to just be in the moment and not overthink.

I never know which is better - having the shock of losing someone instantly or seeing them go over time. If that person meant a lot it still hurts, because they meant a lot.

Thinking of you xxx