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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks lovely peeps.
    Also a lot going on home wise which I am finding very tough & very difficult to deal with.
    It appears I am not nice, very difficult to talk too & tell lies.
    That was me told then.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Thanks lovely peeps.
    Also a lot going on home wise which I am finding very tough & very difficult to deal with.
    It appears I am not nice, very difficult to talk too & tell lies.
    That was me told then.


    Oh hell really not good... If its any help at all Ive never found you to be so... Mr El likes you tonnes ( and often asks about you... including today) chine up beanie xxxx
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    It appears I am not nice, very difficult to talk too & tell lies.
    You know Beanie, you really must stop socialising with Voldemort!!!!

    I was also told that I was difficult to talk to and that I lie. My dad told me. That's how I knew it was a load of b*llocks. Sometimes you need to listen to someone with a more balanced view......like us! Like El, I would have to disagree, I've always found you amazingly supportive.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ach Beanie, you are a special lady, even offering me support when you are at your lowest. Some folk are bonkers.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Beanie you go out of your way to help people communicate and I am very grateful that you did. Don't let other people's stupidity and nastiness upset you.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Thanks lovely peeps.
    Also a lot going on home wise which I am finding very tough & very difficult to deal with.
    It appears I am not nice, very difficult to talk too & tell lies.
    That was me told then.
    That was you told all right :eek:. And explains why you have no friends whatsover on here........... Muppet, whoever it was :mad:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Means so very much~~thank you all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I agree with the peeps on here! Thats not you at all ... whoever it is, they're talking from their own stuff, not about you :kisses3::kisses3:
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Was at a funeral yesterday.
    Someone my age.
    Such a bleeping waste.
    My other friend continues to be really unwell.

    I just would love to spend money on something really frothy & daft.

    On another note.
    Some advice please.
    My (not so at the mo) DS is 22 this year.
    I am still paying life insurance so that my mortgage is paid off if I pop my cloggs before it is paid off.
    I am veering towards cancelling it.
    Thoughts?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, beanie ... sorry about your friend, first of all :(

    What I'd say right away, though, is don't make financial decisions as a result of anger or grief. Wait a bit, even a month or so, and work it through. On here, bit by bit, after journalling about it, if need be.

    Take care of yourself, especially today - I know you're not well, and a funeral is stressful at the best of times. Bad day today for me as well, 6 years ago today, I was wandering about St George's Intensive Care Unit in a daze, having sat by a bedside overnight :(
    2023: the year I get to buy a car
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