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Baby steps to mortgage freedom for beanielou.

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Comments

  • EssexHebridean
    EssexHebridean Posts: 24,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »

    My DS got a gift yesterday from the other side of his family which cost more than I have spent on :ohim. For some reason it really upset me.

    I bet there is 100 times more thought gone into your gifts for him though.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    EssexHebridean wrote: »
    I bet there is 100 times more thought gone into your gifts for him though.

    Totally agree!

    and echo the others, hope things are okay and cat is feeling better x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,587 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My best boy is not at his best it has to be said.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Betterthanever
    Betterthanever Posts: 584 Forumite
    500 Posts Third Anniversary Combo Breaker
    Right, Missus.....you and I go waaaaaaaaay back. You are therefore old enough and wise enough and experienced in life enough to know that "value" is very much different to "cost".


    DS has been on this journey with you - he knows the score. He won't be asking what was on the price tag, I'm sure!


    So.....administer yourself a big old MSE virtual slap, and kindly move along.


    Sorry to read about your cat, and the ice, etc etc. Hugs to you x
  • redofromstart
    redofromstart Posts: 5,932 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you and your baby are feeling better? Hate it when the cats are ill :(
    My mortgage free diary: +++ Divide by Cucumber Error.  Please reinstall universe and reboot+++

    GNU Mr Redo

  • beanielou
    beanielou Posts: 96,587 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks for that :).
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    My old boy and my 3 legged boy are both feeling it too at the moment with the cold. It’s horrible to see them so down but there’s still a purr and that look of pure love when the tuna tin comes out.

    Hope your best boy isn’t too soorly xx
    "Start every day off with a smile and get it over with" - W. C. Field.
  • Sun_Addict
    Sun_Addict Posts: 24,358 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We get too fond of our fur babies I'm afraid. Wouldn't be without them though. Hope the best boy is better soon xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,587 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, it is upsetting.
    You know it used to drive me mad when I came home & he was waiting for me in the drive & I would worry I was going to maybe knock him over.
    Now I would give anything for him to do it.
    HE doesent even come to see me when I come in :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Waving madly,

    Have just caught up been AWOL for months due to going back to work :eek::eek:

    Hoping Best Boy has perked up tonight and big hugs .... despite all the ups and downs you are doing brilliantly xxxx
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
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