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Baby steps to mortgage freedom for beanielou.
Comments
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Hope you got your early night Beanie - just take it easy will you, please!
Re Panorama - I didn't see it but know what it was about. It's being described as the "New Thalidomide" in some circles I gather. Terrifying.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Love the irn bru ad, made me laugh. I love that bridge too even though i live a long way from it - brings back happy memories of holidays in Scotland at a caravan with tiny kids and little money (holiday was gifted by charity we are members of in heir caravan) LOL funny how images can take you back in time..........
Hope the snow stays away and the temperature rises a bit and you caan get out and about a bitJanuary spends - £587.580 -
Someone at work this week referred to my sweater as a hickey sweater because it has a loose polo neck. Made me laugh as it reminded me of a scene in the kitchen when I was about 15 with my mother quizzing me while my brother stood behind her laughing his head off.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Managed about 1/3 maybe of my normal yoga.
Some more cards done & dusted.
Will have to brave the post office at some point :eek:
A busy day tomorrow
I have to help shape a report for a charity that I am involved with.
Then is the hamper night for our local foodbank & as I am on the commitee will have to trundle along to do what I can.
I believe we have more than 60 hampers to be put together plus the toy bags :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on the hampers.
Is this a new charity? I thought you resigned?
1/3 of yoga is better than no yoga. You will build up in no time
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
doingitanyway wrote: »Well done on the hampers.
Is this a new charity? I thought you resigned?
1/3 of yoga is better than no yoga. You will build up in no time
I dident resign from the foodbank.
I was just a bog standard volunteer til recently but am now a trustee for my sins.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Butti you brought back some memories with the hickey talk LOL
Sounds hard work with the food bank but so worthwhile. Bless you for giving your time xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
You should be a proud Beanie - lots of people will have fuller tummies because of your kindness. What an age we live in that we have folk relying on such kindness though.
Take it easy if you go out in the ice - ice rink weather here so I bet you've got it a lot worse.January spends - £587.580 -
That's great, beanie. The hampers sound brilliant, a great thing to do before Christmas.
Be careful though, don't hurt yourself! It's very slippy underfoot here.0 -
True to form I did slip on the ice.
Could not get up so was a tad stressed.
Anyone some one came along & managed on 3rd attempt to haul me up.
So a community campus, salt on disabled parking but NONE at all on the part you have to walk on to get into campus.
Not best pleased.
So we ended up with 90+ hampers.
Just glad I was not part of the delivery team :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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