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Baby steps to mortgage freedom for beanielou.

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 18,019 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope it goes well Beanie. Look after yourself too xx
  • Chrystal
    Chrystal Posts: 2,022 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Thinking of you and your Mam, and hoping all goes well.  (((hugs))) XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • wishing there was something more we could do than send positive vibes.  take care and accept whatever help is offered
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,232 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm hoping you hear soon that she's out and in recovery Beanie ❤️‍🩹
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £100/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • beanielou
    beanielou Posts: 97,686 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope it goes well Beanie. Look after yourself too xx
    Chrystal said:
    Thinking of you and your Mam, and hoping all goes well.  (((hugs))) XXX
    wishing there was something more we could do than send positive vibes.  take care and accept whatever help is offered
    I'm hoping you hear soon that she's out and in recovery Beanie ❤️‍🩹
    Thank you all ❤️‍🩹
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,686 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So operation is over and she’s back in her room & on morphine. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Newstartforme
    Newstartforme Posts: 295 Forumite
    100 Posts Name Dropper
    You will feel relieved I bet x
  • KajiKita
    KajiKita Posts: 9,157 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Good! Step 1 cleared :) Hope you hear next that the operation was a success.

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 2 books of target 52 in 2026 as @ 4th January 
    Produce tracker: £10 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Suffolksue
    Suffolksue Posts: 1,833 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Delurking again 
    when I had mine done ,they put a long acting nerve block in so the first 48 hrs you’ve got extra pain relief 

    it wasn’t nearly as bad as I was expecting , yes full recovery took 6 months ,but it was amazing just what I could do after 8 weeks .i had graded physio for I think 8 weeks then just follow up exercises ,could drive after 3 months .
    i was younger than your mum but the lady in the next bed was her age or a bit older and she went home after 48 hrs too ,she went to her sons for two weeks ( I saw her in out patients 

    hope that helps 
  • beanielou
    beanielou Posts: 97,686 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Delurking again 
    when I had mine done ,they put a long acting nerve block in so the first 48 hrs you’ve got extra pain relief 

    it wasn’t nearly as bad as I was expecting , yes full recovery took 6 months ,but it was amazing just what I could do after 8 weeks .i had graded physio for I think 8 weeks then just follow up exercises ,could drive after 3 months .
    i was younger than your mum but the lady in the next bed was her age or a bit older and she went home after 48 hrs too ,she went to her sons for two weeks ( I saw her in out patients 

    hope that helps 
    That’s absolutely amazing. Thanks SO much for sharing. 

    I have booked her in with my physio for 2 appointments. Not next week but the following 2 weeks. I’m sure she will get instructions from the hospital physio. One wee problem with her coming to me is that we are not in the same health board area so wasn’t sure how the follow up physio would work. 
    I will not tell her that it’s quite so long for driving as she was already horrified at it being at least 6 weeks! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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