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Baby steps to mortgage freedom for beanielou.
Comments
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Hope it goes well Beanie. Look after yourself too xx2
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Thinking of you and your Mam, and hoping all goes well. (((hugs))) XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
wishing there was something more we could do than send positive vibes. take care and accept whatever help is offeredMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.2
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I'm hoping you hear soon that she's out and in recovery Beanie ❤️🩹Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/242 -
Cheery_Daff said:Hope it goes well Beanie. Look after yourself too xxChrystal said:Thinking of you and your Mam, and hoping all goes well. (((hugs))) XXXin_need_of_direction said:wishing there was something more we could do than send positive vibes. take care and accept whatever help is offered
Thank you all ❤️🩹debtfreewannabe321 said:I'm hoping you hear soon that she's out and in recovery Beanie ❤️🩹I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
So operation is over and she’s back in her room & on morphine.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
You will feel relieved I bet x2
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Good! Step 1 cleared
Hope you hear next that the operation was a success.
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Delurking again
when I had mine done ,they put a long acting nerve block in so the first 48 hrs you’ve got extra pain relief
it wasn’t nearly as bad as I was expecting , yes full recovery took 6 months ,but it was amazing just what I could do after 8 weeks .i had graded physio for I think 8 weeks then just follow up exercises ,could drive after 3 months .
i was younger than your mum but the lady in the next bed was her age or a bit older and she went home after 48 hrs too ,she went to her sons for two weeks ( I saw her in out patients
hope that helps2 -
That’s absolutely amazing. Thanks SO much for sharing.Suffolksue said:Delurking again
when I had mine done ,they put a long acting nerve block in so the first 48 hrs you’ve got extra pain relief
it wasn’t nearly as bad as I was expecting , yes full recovery took 6 months ,but it was amazing just what I could do after 8 weeks .i had graded physio for I think 8 weeks then just follow up exercises ,could drive after 3 months .
i was younger than your mum but the lady in the next bed was her age or a bit older and she went home after 48 hrs too ,she went to her sons for two weeks ( I saw her in out patients
hope that helpsI have booked her in with my physio for 2 appointments. Not next week but the following 2 weeks. I’m sure she will get instructions from the hospital physio. One wee problem with her coming to me is that we are not in the same health board area so wasn’t sure how the follow up physio would work.I will not tell her that it’s quite so long for driving as she was already horrified at it being at least 6 weeks!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4
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