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Baby steps to mortgage freedom for beanielou.

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,789 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh that's really annoying about the council tax bill Beanie, especially if your income hasn't changed at all! How very sneaky of them 😡
  • jwil
    jwil Posts: 22,692 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's annoying about the Council tax bill.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I had a flock of goldfinch come visit me in my last house I think they were eating my lavender 🤔 or maybe some bugs on it 🤔😆.

    Sorry to hear about the council tax bill. That doesn't sound right to me. Surely if you receive benefits of any kind then you pay a reduced rate don't you? 😔 
    Emergency Fund- £717.77
  • milann
    milann Posts: 11,569 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks to the bird spotters out there 👍 I’ve never seen a gold finch near me 😢
    How ridiculous to give you money with one hand and immediately take it back with the other. 
    January spends - £587.58
  • beanielou
    beanielou Posts: 97,215 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    What is the point of giving with one hand and taking away with the other?! 🙄 I don’t follow the logic of this at all … 

    KK
    As I said to them on the phone welfare rights were unaware of this CT issue when I spoke to them a couple of weeks ago. Welfare rights are a council department.Sigh.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It is so exhausting trying to get any joined-up thinking in this country.
    Can the council stagger the bills so you don't have to find it all at once?
    Have you checked your benefit entitlements lately? Might be a few quid to be saved somewhere? 

  • beanielou
    beanielou Posts: 97,215 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It is so exhausting trying to get any joined-up thinking in this country.
    Can the council stagger the bills so you don't have to find it all at once?
    Have you checked your benefit entitlements lately? Might be a few quid to be saved somewhere? 

    Absolutly exhausting.  Welfare rights did the benefit check a couple of weeks ago! Thanks.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 7,528 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am so sorry Beanie.   It just seems so hard for so many people and not really joined up at all.    (Seriously wishing I had bought the place without the roof in Yorkshire as I could have just hidden away in all that land and ignored the world).
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • milann
    milann Posts: 11,569 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m so annoyed on your (and many others) behalf Beanie 😡😡😡 I remember the day when the old ‘invalid’ cars were around ….the blue ones where a disabled person couldn’t travel with family. I’m ashamed to say many of the politicians just dont  live in the real world. I e got no words 🤬🤬
    January spends - £587.58
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