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Baby steps to mortgage freedom for beanielou.
Comments
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savingholmes said:Great news on the kitchen.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I still have way too many mugs. I have some that I am emotionally attached to. Any ideas on how to cull further. Thanks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Pleased to hear kitchen makes you happy. It’s worth it then.I can’t help re the mugs, it’s the same here. 😂😂4
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maggiem said:Pleased to hear kitchen makes you happy. It’s worth it then.I can’t help re the mugs, it’s the same here. 😂😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
There’s a mug coven here too … mostly Mr KK’s … as is most of the stuff in this house! 😉😂
How about getting ALL the mugs out at once.Deciding immediately which ones are emotionally important - they stay.Then, have a couple of ‘workmen’s mugs’ - so big, chunky, robust, not too worried if they get chipped / broken.Then define mugs for visitors - would 4 be enough for that, on top of the emotional mugs?Then the rest, GO! 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £339 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
KajiKita said:There’s a mug coven here too … mostly Mr KK’s … as is most of the stuff in this house! 😉😂
How about getting ALL the mugs out at once.Deciding immediately which ones are emotionally important - they stay.Then, have a couple of ‘workmen’s mugs’ - so big, chunky, robust, not too worried if they get chipped / broken.Then define mugs for visitors - would 4 be enough for that, on top of the emotional mugs?Then the rest, GO! 😉
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
With the mugs, keep the ones you love and get rid of the rest. If you love them all can you repurpose some? Pen holder, plant pot etc?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Hurrah for the kitchen!
I started by deciding how much space I had for mugs which in turn dictated how many I could keep. I then removed the ones that would be my last choice to drink from, the ones that only get used if someone hasn't turned the DW on for days, the ones that 'would do', the pretty but impractical until I got down to the ones that I like, that I use regularly and that fit in the available space even if the DW is empty. I kept two of the chunky ones to use with the builders.
The jury is still out on some huge but thin china cups that are just a bit too heavy for me once full of tea. I may repurpose them for the garden - bulb in plant pot in the mug - because Mr Redo loved them.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
jwil said:With the mugs, keep the ones you love and get rid of the rest. If you love them all can you repurpose some? Pen holder, plant pot etc?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
redofromstart said:Hurrah for the kitchen!
I started by deciding how much space I had for mugs which in turn dictated how many I could keep. I then removed the ones that would be my last choice to drink from, the ones that only get used if someone hasn't turned the DW on for days, the ones that 'would do', the pretty but impractical until I got down to the ones that I like, that I use regularly and that fit in the available space even if the DW is empty. I kept two of the chunky ones to use with the builders.
The jury is still out on some huge but thin china cups that are just a bit too heavy for me once full of tea. I may repurpose them for the garden - bulb in plant pot in the mug - because Mr Redo loved them.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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