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Baby steps to mortgage freedom for beanielou.
Comments
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beanielou said:ladysummerisle said:Dare I ask how much kitchens cost these days? I’m slightly afraid to ask. I need a new bathroom asap but have yet to pull the trigger. The kitchen is another on a long list after mortgage “freedom”. That and a million other things that need attention 🤦🏼♀️The fitting including all electrical work & plumbing & removal of old kitchen & floor & disposal was much more than I had anticipated & then of course the VAT is not cheap.
MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest
Original MF date: October 2036 (£81,500)
Outstanding Jan 2021: £55070
Outstanding July 2025: £16597
EF 10000 / Savings toward neutral: £2600
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Happy new kitchen - do you have a favourite part/feature?
We have also had a part replaced by Shark and in fairness to them, they were pretty reasonable (ours was a cracked joint on a collapsible product, so quite straightforward). My favourite silly customer support story had to be when I phoned Sage/Breville because our original coffee grinder was broken. They asked me to hold the phone next to the grinder as it failed to operate
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edinburgher said:Happy new kitchen - do you have a favourite part/feature?
We have also had a part replaced by Shark and in fairness to them, they were pretty reasonable (ours was a cracked joint on a collapsible product, so quite straightforward). My favourite silly customer support story had to be when I phoned Sage/Breville because our original coffee grinder was broken. They asked me to hold the phone next to the grinder as it failed to operateYou could not make it up 😂😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
In less than good news I had my gutters cleaned and a tile replaced on the roof. It turns out unfortunately that I need work done on the ridge tiles and something else. There is water leaking in to the loft. The quote is £1,200. Then of course the VAT. Could really just cry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Oh lawd beanie, I'm really sorry to hear that. What is the "something else"? Granted my experience of ridge tiles is nearly a decade old, but that quote's 8x what we paid for a few ridge tiles and some general tile fixing when we moved in during 2015.3
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Oh heck. Hope you get it sorted.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Oh no….just what you could do without. Is it worth getting a different quote or is a trusted previous worker.January spends - £587.583
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milann said:Oh no….just what you could do without. Is it worth getting a different quote or is a trusted previous worker.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Morning. Feeling out of sorts. Am pondering going to a group for the disabled this afternoon. Still not sure what I feel about a whole group of disabled people and other people there who also have CP. Had a sound bath at the woman’s group last night. Dident sleep well last night.My maw’s birthday tomorrow & we are going out for lunch. Can’t believe it’s 3 years since the big celebrations. 13 years this month since my dad died. How I miss his wisdom.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
beanielou said:In less than good news I had my gutters cleaned and a tile replaced on the roof. It turns out unfortunately that I need work done on the ridge tiles and something else. There is water leaking in to the loft. The quote is £1,200. Then of course the VAT. Could really just cry.beanielou said:In less than good news I had my gutters cleaned and a tile replaced on the roof. It turns out unfortunately that I need work done on the ridge tiles and something else. There is water leaking in to the loft. The quote is £1,200. Then of course the VAT. Could really just cry.7
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