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Baby steps to mortgage freedom for beanielou.
Comments
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Ring doorbells are fine but I think you have to pay them extra each month -like a subscription.
there are other types that seem better. The one I have heard of is Eufy but I have no idea of costs4 -
Glad the police came out, but very unnerving for you. Sorry about the referral as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Hopefully the police will keep a watch out in your area for a while. It’s time they started taking more preventative measures rather than just turning up after the event. This is why the crime rate is rising everywhere there’s no deterrent.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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I actally have the old alarm boxes up on both front & back of the house.debtfreewannabe321 said:
In my last house many neighbours put dummy cameras up that looked like the real thing. Signs to say CCTV and beware of the dog (even if they didn't have one) as we had a few instances up the street where cars had been broken into and doors tried. I think they soon moved on when they thought there was someone watching them...so maybe a few deterrents (cheap off Bay of E or somewhere?) and a ring doorbellbeanielou said:Police have called in this morning. Was going to go out to the doctor when they drove up. Just as well I know why they were coming. There have been other instances in the area. They are also suggesting a ring door bell. I felt quite shaken after they went away.Headed to dr after they left. Have been referred back to clinic for my ‘problem’. The tablet I currently take is gold star or something of treatment. Sigh.
Hope your referral doesn't take too long to come through ♥️I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
FRom what I can gather only if you want Ring to contact police ect. Happy to be corrected.Debsnewbudget said:Ring doorbells are fine but I think you have to pay them extra each month -like a subscription.
there are other types that seem better. The one I have heard of is Eufy but I have no idea of costsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thank you.jwil said:Glad the police came out, but very unnerving for you. Sorry about the referral as well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Yes, the police are.Once a night.Sun_Addict said:Hopefully the police will keep a watch out in your area for a while. It’s time they started taking more preventative measures rather than just turning up after the event. This is why the crime rate is rising everywhere there’s no deterrent.
So agree on preventative measures.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hi Beanie have sent you a message with a link on V to the doorbell I bought. It did bring me some peace of mind when I moved here. Mine is the E one mentioned above and has no contract. Sorry you had that experience.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/253 -
Got it thanks so much. Have just ordered.savingholmes said:Hi Beanie have sent you a message with a link on V to the doorbell I bought. It did bring me some peace of mind when I moved here. Mine is the E one mentioned above and has no contract. Sorry you had that experience.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sending a comforting hug x
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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