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Baby steps to mortgage freedom for beanielou.
Comments
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That is a lot!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Early morning shannigans here. Early hours of the morning some one knocked on door & then tried the door. Hardly slept last night. Have reported it to the police so it’s on record. Slightly shaken up.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Oh no! No wonder you are shaken up. Hopefully just some idiot drunk getting confused about how to get home to a friend’s house or some such. What did the police say?Hugs xKKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Beanie I hope all okay, I hope you feel more comfortable soon, are you on your own? could you get a video bell over the door so you can keep track of anything like this again?2
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Ooh Beanie that must’ve been very scary! Have you a friend who could stay over ?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
How scary, hope you are ok. Good to report it to the police."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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I would be shaken up too. Sorry you had that experience. Not sure of your layout, but can security be improved in anyway?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
I hope it was nothing serious and just someone at the wrong house in the dark by accident...♥️
I've had it happen to me before but then I was living in an army estate at the time where there seemed to be a thousand houses all the same ....still scary. A ring doorbell might be the answer?
Hope your DS is settling well. £3k is a lot! Hopefully that's not one months rent 😯MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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oh that was a horrible thing to experience. I hope you feel more settled tonight and can trust it was just a drunk idiot in the dark. Video doorbells are so worthwhile in events like this.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
How frightening for you. Hope it was just a drunk getting the house mixed up and not something untoward. There seems to be a spate of this kind of thing happening lately unfortunately. The trouble is there’s no police presence anymore like there used to be. They need to patrol at night like they used to.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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