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Baby steps to mortgage freedom for beanielou.
Comments
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Wowsers re the candle! Not good. I think I would be complaining to whoever you bought it from - that sounds like recall territory to me. Hope it hasn’t left you too shaken up and the rest of the clean up today is easy.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Very annoying about the candle. Hope you haven’t cut yourself too badly.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
I’ve had a candle do that before 🙁I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Candle sounds scary. I’m guessing that’s why they say don’t leave unattended 😳
Tasks will still be there tomorrow so a wise call to leave it until later. If only I’d have listened to my own advice. I’ve been through the house today as it wasn’t too bad. I’m so stiff now. I thought I’d have finished early afternoon but I’ve only just sat down. Now I remember why I do a bit at a time 🙄January spends - £587.584 -
Wow, I didn't know candles could do that.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Still dealing with the mess.jwil said:Sorry about the candle
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Unfortunatly it was a present & was from a private maker.KajiKita said:Wowsers re the candle! Not good. I think I would be complaining to whoever you bought it from - that sounds like recall territory to me. Hope it hasn’t left you too shaken up and the rest of the clean up today is easy.KK
Clean up continues. Still need to get a lot of wax of photo frames & the fire sadly.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
lucielle said:Very annoying about the candle. Hope you haven’t cut yourself too badly.L
Thanks lucille.Sun_Addict said:I’ve had a candle do that before 🙁
It's a bit scary SA I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
So get this.milann said:Candle sounds scary. I’m guessing that’s why they say don’t leave unattended 😳
Tasks will still be there tomorrow so a wise call to leave it until later. If only I’d have listened to my own advice. I’ve been through the house today as it wasn’t too bad. I’m so stiff now. I thought I’d have finished early afternoon but I’ve only just sat down. Now I remember why I do a bit at a time 🙄
I have been doing to much but am keen to push on while I have the urge. I am going through a lot of old paperwork, disgarding & shredding. My final aim is to pull together a folder of important paperwork for DS whenever he should need it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I hope you manage to get the wax sorted soon.Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4
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